Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
A slightly 'Carry On' title if ever there was......
Since the site is very much geared to reclaiming bank charges, I thought it might be a eye opener if we found out who had the largest.... total bank charges in any one month.
I don't know for sure, but guessed it might be easier for a company to run up larger charges than an individual, so if you post a reply, let us know if it is COMPANY or PERSONAL and of course the total.
I've already seen larger than mine (steady...) but since I'm posting first, I can at least take comfort from pretending to have once been in the lead!
Remember, there is no prize, so let's not exagerate for effect Here goes....
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Most I've personally been charged is only £28 so i guess i lose that one.
I once remember seeing about £2,000 in two months quite recently.
So about £1,000 a month then but i can't remember who she was (and wouldn't say even if i could recall it because of data protection regulations! )
(Yes I work for a bank but am here to help! Please be nice to me! )
A whole hour and a half in the lead...! I never thought my effort would stay in front for so long
..
.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Ha, well have you seen the thread started by sweethings72, headed "£1208,,bank Charges,in 1 Month!!!!!!!!!!"
Methinks thats gotta be a heuwge un by anyones standards. Enough to make your eyes water in more ways than one...!
yeouwch!
"Get busy livin' or get busy dyin'. (That's goddamn right.)" -TheShawshank Redemption
Natwest account charges - £763
Visit to branch with statements requesting full refund 22/03/06 [£28 refund on spot]
Letter from branch 31/03/06 [offered additional £38]
RBS Customer Relations Manager 'final reply' 12/04/06 [offered £350]
County Court claim filed for £968.42 (inc int + costs) 02/05/06
Acknowledgment of Service 03/05/06 - 28 days to file defence. SETTLED IN FULL! - 23/05/06 Starting claims for Credit Card charges next .......
And until someone else posts - I'm still in the lead ................(at least by my rules)
..
.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
The lovely Lloyds did me for £315 in January which meant I couldn’t honour a number of direct debits And hay-presto another £210 in February which was really helpful of them! That’s £525 in two months of MY money unlawfully siphoned from my account.
No wonder they are dragging there heals with my DPA request.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Not checked mine monthly, but I have just received all my statements back to 2000 and my total charges since then are £7889. Not sure how to proceed now being as its well over the £5000 - is this a record???
lol
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
£600.14 for month of March. Charged by lovely Lloyds TSB.
After sitting there in tears of frustration, because my whole disability allowance was swallowed by the bastards, I got my tits together and prepared another claim, which is due to be filed on 2nd of May.
Ive been charged a total of £2771.00 between about a year and a half from Natwest.
Ive sent them a letter before action. (incidently this was the 1st letter i sent but now realise i shouldnt have sent this one 1st, i think)
They have responded with a letter offering me £575.00 as a gesture and for me to agree that it would be final and that i wont give any detials to third parties.
I have declined this and the 14 days deadline is monday so going to have to start the court proceedings now!
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Seems like I am on top (oooh aaah, matron) with my £600 a month. And it is only because last month's charges thrown my tight budget so much out of line that I could not manage all the dd's, o/draft limit went to screw itself...and so on.
aaanyway, at least I WILL GET IT BACK this time. Do you remember how hopeless we felt few months ago?
Not checked mine monthly, but I have just received all my statements back to 2000 and my total charges since then are £7889. Not sure how to proceed now being as its well over the £5000 - is this a record???
lol
Why don't you claim for the years 2000 - 2003, then move on to the next half afterwards?
Please don't hijack the original post - it makes it far too difficult for people to follow any specific case. If karen69 needs advice, then she (I presume) should make a seperate thread.....
..
.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Who has the largest..............?
Here goes....
Reply With Quote
)
)
Originally Posted by jonni2bad
Re: Who has the largest..............?
Re: Who has the largest..............?
