Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Bailiff turning up Tuesday 4th July - need urgent advice

    Hi

    Hope someone can help.

    Got a letter through my door from bailiffsicon today re council tax. I have been in dispute with council and even bailifficon Watchdog sent a letter on my behalf re my dispute a while back. If BW is reading, you may remember.

    Now have a demand for £702 and bailiff says he is turning up tomorrow - Tuesday. I called him and told him that I was in dispute with council. He said liability order had been got in November last year and not in dispute with council - as far as they and council are concerned, I must pay up or they come tomorrow and gain entry. He refused to listen to fact I had a problem with council and wants money,

    I queried charges as liability only £437.00 but with his charges now £702.00.

    I asked him to list charges

    He said

    437.00 money owed
    22.50 first visit
    16.50 second visit
    36.00 another charge
    plus £95.00 x 2 visits with a van with bailffs

    I asked him for proof and he said he did not have to provide anything. I said that a van did not cost £95.00 but he said 2 bailiffsicon had attended as well on those days. He did not give me dates for the vans. He said he was a court bailiff and when I asked what bailiff association he was with he said, not with one, but was a certifiied bailiff which council use and could get money I owed. I said that I wanted time to sort but only have until next week.

    I have until next week to pay or he says they will come and and take goods, even if not about. Please can someone, even Bailiff Watchdog, please help on this.

    He said he would ring next week, to check what position is, but still wants money. On the letter it says 'Bailiff's decision is final'.

    Can I go down any legal route? All answers appreciated.

    Thanks

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  2. #2
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    Sorry, I am so upset about this, I mean Wednesday 4th July.


  3. #3
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    Has he levied anything - if so what?

    What is the dispute with the counciland when did it occur?

    Will try and help but am quite tied up so sorry if I am not as speedy as I can be.

    SFx


  4. #4
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    they cant take anything that they havent levied on and cant levyicon on stuff that doesnt belong to you. get my drift????? unfortunately, they seem to be outside of any law i have ever heard of. i had something similar when i had a pub and they turned up one day and just emptied the place! it turned out that the person who was supposed to be dealing with my insolvency and had 'spoken to the man at the VAT office and everything was sorted' hadnt spoken to anyone at all. last person to know was me of course. and when i sold the pub and everything was paid over to her to pay the official receiver, she vanished with the lot - 73k. but thats another story. you can go back to the court i think and they are more likely to be a bit more accomodating. all the very best. its hard i know but try to keep smiling.xx


  5. #5
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    Quote Originally Posted by Ali2 View Post

    437.00 money owed
    22.50 first visit
    16.50 second visit
    36.00 another charge
    plus £95.00 x 2 visits with a van with bailffs
    hi there.

    firstly, if the bailiff has not gained entry before, under any circumstances DO NOT LET HIM IN. ensure that if you have a vehicle it is hidden away. council tax bailiffsicon have to gain peaceable entry so ensure doors and windows are locked for the time being.

    the first two visit charges are fine. he cannot charge you the £190 for the van fees becuase he has not gained entry to the property and thus hasn't made a levy. this CAN be challenged, you do NOT have to pay it.

    if the bailiff has gained entry and made a levy they can charge reasonable fees for attendance and would be able to used forced entry to come back into your property. can you please let me know if they have gained entry, i can advise you furthermore if this is the case.

    Council Tax bailiffsicon are nearly always from Private companys, contact the council and find out who they use, also write to them with a budget sheet making an offer of payment asking them to take the debt back, point out that you will consider a complaint to the Local Government Ombudsmanicon due to the fact that the bailiff isn't behaving correctly.

    when you have got the name of the bailiff's firm get back to us, we can find their trade association for complaints purposes. The Bailiff should follow the National Standards for Enforcement Agents and it sounds very much like they are not acting correctly.

    you can find more info on this link:-

    National Debtline England & Wales | Debt Advice | Factsheet 02 bailiffs And Council Tax


  6. #6
    Herbie
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    It's been 6 days since many organisations, including mine battled for changes to the Tribunals Courts & Enfocement Bill that proposes for bailifficon in the furture to have ADDITIONAL powers. Reading how his bailifficon is acting it merely proves we were right to fight for these changes.

    The facts are these. This bailiff HAS NOT gained entry into your home and levied on goods. Judging by his behaviour, I would NOT ALLOW him into the home.

    His fees are wrong. The fees to be charged are laid down by Parliament and for Council Tax are referred to under the following Regulations:

    The Council Tax Administration & Enforcement (amendmenticon) 1993. Si 773 amended by Si 295 0f 1998, Si 768 of 2003 and Si 3395 of 2006


    EXPLANATION.

    First visit fee: £24.50

    This is for a FIRST attendance to levy but where a levy does not takes place. (For example where you are not in)

    The bailiff can charge a levy fee if they levy but he CANNOT charge both amounts on the same occasion.

    Second visit fee: £18.00

    Despite any further visits, the bailiff can only charge for a MAXIMUM of 2 visits.

    Levy Fee:

    This is where the bailiff levies on goods and a Walking Possession is signed.

    Under this heading the bailiff can charge £24.50 for the first £100, and 4% on the next £400 etc.

    For example: assuming your Council Tax bill is £600, the total amount that you should pay is as follows:

    First £100 £24.50
    Next £400 @ 4% £16.00
    Remaining £100 @ 2.5% £ 2.50
    Walking Possession Fee £12.00

    Total £55.00

    Attendance fee:

    For ONE attendance with a vehicle with a view to recovering goods AFTER the levy has been made.

    As a matter or urgency, could you please send me a Private Message with the name of the bailiff, the company he works for and the local authority. I will check the name against the database to see if he is certificatedicon. Please, no name on a public forum.

    PS: Sorry, I may be wrong on the first and second visit fee. The fees posted by me are the NEW fees introduced on 1st April this year. The fees quoted to you by the bailiff are the earlier fees.


  7. #7
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    Dear All

    Thank you so much for all the advice so far.

    No, this bailifficon has not gained entry (so far), or levied anything, however, as my flat is in a communal building, if a neighbour let him into the communal area, could he break in that way?

    I am afraid that I gave him my number to call next week re the debt. However, from what you are all saying, I now have enough information to tell him that I will not deal with him as I have taken advice. If he then continues to phone, I take it I could get him for harassment?

    Herbie, I take your advice about not naming names on sites. although I do think the company I am talking about is well known. I do think it strange that he will not give information about what seems to be a registered company. Surely a registered company would have to be a member of a recognised association that deals with their business. It does seem that he is really pushing in an unethical way and not following regulations.

    Once again, thanks for all the posts/answers so far. All extremely useful for when he calls me.


  8. #8
    Herbie
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    If you can provide the bailifficon names, company etc I can advice further. By PM of course.


  9. #9
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    Quote Originally Posted by Ali2 View Post
    No, this bailifficon has not gained entry (so far), or levied anything, however, as my flat is in a communal building, if a neighbour let him into the communal area, could he break in that way?
    your front door would be the front door to your actual home rather than the communal area, if he gains entry to that area it is not classed as gaining entry to your actual home itself.


  10. #10
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    Hi

    Since my last post, bailiff has now obviously returned debt to council. Council have now written demanding a sum of about 688.00 pounds and said if I do not reply will go to district judge, imprisonment etc.

    However, bailiffsicon have levied such charges as vans 95.00 x 2 = 190.00 plus other fees onto original debt. What way do you suggest I approach the council as I believe bailiffsicon are acting unlawfully trying to extort extra charges? Can I take this to a body called 'Local Government Association' which I believe deals with complaints against councils if they say I still owe the full sum above. After all, from what respondents have already said to this post, bailiffsicon cannot impose charges as they did not enter the property. Can a householder actually take the council to court if not satisfied with their answer?

    Advice appreciated.

    Thanks


  11. #11
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    have you asked the council for a Breakdownicon of this money,?


  12. #12
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    Quote Originally Posted by Ali2 View Post
    Hi

    Since my last post, bailifficon has now obviously returned debt to council. Council have now written demanding a sum of about 688.00 pounds and said if I do not reply will go to district judge, imprisonment etc.
    This is just a threat - remember the Magistrates have the power to write-off some or all of your debt if you cannot pay !

    Persue the illegal charges route and they would not dare to proceed with this.


  13. #13
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    Default Re: Bailiff turning up Tuesday 4th July - need urgent advice

    You should be sending an SARicon (Subject access requesticon) to assertain the actual fees charged. From the response you will be able to see where there has been any overcharging.

    If you are unhappy with the way the LA have acted you can take your complaint to the Local Governement Ombudsmanicon. They have a web site at The Local Government Ombudsman



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE