Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
    sif sif is offline
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    Cagger since
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    Default Those Pesky B/card People. Help Needed

    Hello there. New to this Barclaycard thread, so here goes:
    Sent of SARicon
    Got statements in 2 sep batches.
    Sent letters requesting money. 1st £190 plus int. 2nd £400 plus int.

    Got letters back - standard letters £12 dif blah blah blah OFT etc and they have refunded £175 to card.

    Sent back letter saying accept as part payment etc.

    Sent lbaicon's.

    Received letter back saying sorry not happy with refund. They believe it is fair - as when i opened account i signed terms and conditionsicon etc. If reply does no meet with my expectations refer to Financial Ombudsmanicon.


    Help, what do I do now. Should i do MCOL now or will they really not pay out anymore.

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  2. #2
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    Default Re: Those Pesky B/card People. Help Needed

    File your N1 or MCOL - Yes they will pay out, just stick with it and ignore any fob off letters.

    Good luck!


  3. #3
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    Default Re: Those Pesky B/card People. Help Needed

    Hi - good luck with your claim. I'm just a little way behind you, in that I've got both sets of statements now, but I don't know what address to use to write the first letter. Can you let me know which address you used please?


  4. #4
    Classic Account Holder
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    Default Re: Those Pesky B/card People. Help Needed

    I sent everything to

    Barclaycard
    1234 Pavilion Drive
    Northampton
    NN4 7SG



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE