Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    freddyj Novitiate

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    Default Help, what can I claim for?

    Hi,

    I am trying to get my mum's charges refunded and I am trying to work out what she can try to get back.

    She has a Royalties Current Account and some months she has the following on her statement:

    INT to 01APR a/c xxxxxxx 4.20
    CHG to 30MAR a/c xxxxxxx 23.57
    CHG to 30MAR a/c xxxxxxx 3.00

    the amount of money seems to change each month, possibly something to do with how much overdrafticon she has used.

    Can anyone help with what she can claim for?

    Thanks

    FREDDIE

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  2. #2
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    Mamie Novitiate

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    Default Re: Help, what can I claim for?


  3. #3
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    Yanni Novitiate Yanni's Avatar

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    Default Re: Help, what can I claim for?

    To the best of my knowledge, these are not claimable as they look like being services charges for Royalties Accounts and vary according to the amount the overdrafticon is over the agreed amount.

    Again to the best of my kowledge, all you can legitimately claim are such charges as Referral, Default Notice, Unpaid Items.

    Anything else may prejudice your claim, altho adding interest at 8% to your schedule of charges seems not to do any harm. They won't pay it unless you go to court but I included it in my preliminary letter schedule and they paid up my basic claim no probs after offering me around 70% of the basic amount and me refusing for whole amount which they eventually paid.

    “It's not personal, Sonny. It's strictly business.”


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE