Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Thread: AndyStev v RBoS

  1. 9th June 2006 16:36 #1
    andystev andystev is offline
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    Default AndyStev v RBoS

    Well, 3 days more or less solidly reading through the experiences of others on this forum & elsewhere, read through the FAQ & step by step & talked at great length with herself (it’s a joint account).

    DPA letter sent today, registered post. I’ve got statements going back to 2004 with almost 2k in charges, but if I’m going to have it I might as well have it all.

    Wish me luck, I’ll post updates as they happen.

    Andy.

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  2. 9th June 2006 18:52 #2
    sazz sazz is offline
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    Default Re: AndyStev v RBoS

    Heyo

    Welcome to the forum, take a look around, make some buddies, claw your cash back

    Lloyds Current A/C DPA sent 7th May 2009 Closed and charges wiped Summer 2010.

    Barclays A/C DPA sent 4th June 2009: no reply, no correspondence as of 2011.

    Littlewoods Data Protection Act Section 10 sent 09/06/2006 - Fraudulent A/C closed and CRA data removed November 2006.

    HSBC Default & Debt wiped March 2009 (6 yr Statute barred reached)

    RBS - Claim 1 - Settled in FULL £766.00 20/06/2006.

    RBS - Claim 2 - Settled in FULL £777.95 08/09/2006


    BOS A/C No. 1 & 2
    Amount - £586.39 claim plus 8% interest
    SETTLED IN FULL 08/09/2006 - CHEQUE FOR £625.25

    Halifax Visa Data Protection Act Disclosure Received

    First Direct Data Protection Act Disclosure received
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  3. 2nd July 2006 12:17 #3
    andystev andystev is offline
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    Default Update

    No response to my Data Protection Act request yet. Royal Mail confirms it was delivered. I’ve sent an email via the RBSicon web site as a gentle nudge. 40 days runs out on the 19th.

    Patience is a virtue...

    Andy
    ...oOo...
    RBS: £1926.62: DPA letter sent 09/06/06
    Abbey current account: £439.78
    Abbey CC: £340.02
    Capital One Mastercard: £245.32
    CITI CC: £204.46
    Capital One Visa: £64.18
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  4. 3rd July 2006 14:56 #4
    betty boop betty boop is offline
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    Default Re: AndyStev v RBoS

    They Will Mess You About My 40 Days Was Up 28th June They Told Me It Was Sent To Another Branch Unfortunatley It Got Lost In Internal Mail Nothing To Do With Me But It May Take Another Couple Of Weeks Dont Get Fed Up Keep Pursuing Them I Am I Will Get My Money Back

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  5. 3rd July 2006 15:06 #5
    andystev andystev is offline
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    Default Re: AndyStev v RBoS

    Just got a reply, apparently they have been in touch with the branch who will investigate & advise on the progress of my request.

    [Begins to hold breath...]

    Andy
    ...oOo...
    RBS: £1926.62: DPA letter sent 09/06/06
    Abbey current account: £439.78
    Abbey CC: £340.02
    Capital One Mastercard: £245.32
    CITI CC: £204.46
    Capital One Visa: £64.18
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  6. 4th July 2006 07:34 #6
    andystev andystev is offline
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    Default Re: AndyStev v RBoS

    Data Protection Act fee cheque has been cashed & there was a message to call the branch on the machine when I got home from work last night. Signs of movement, at last.

    Andy
    ...oOo...
    RBS: £1926.62: DPA letter sent 09/06/06
    Abbey current account: £439.78
    Abbey CC: £340.02
    Capital One Mastercard: £245.32
    CITI CC: £204.46
    Capital One Visa: £64.18
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  7. 27th July 2006 17:52 #7
    andystev andystev is offline
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    Default Re: AndyStev v RBoS

    Ok, well, they’re now 8 days overdue with my Data Protection Act request, despite two reminders via email. lbaicon with 7 days notice before court action to comply will be sent recorded delivery tomorrow.

    Perhaps that’ll wake them up at the branch!

    Andy
    ...oOo...
    RBS: £1926.62: DPA letter sent 09/06/06
    Abbey current account: £439.78
    Abbey CC: £340.02
    Capital One Mastercard: £245.32
    CITI CC: £204.46
    Capital One Visa: £64.18
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