Thread: Beetlejuice vs Mint CC

Sent request for statements info on charges. Mint responded with a list of charges over the last 4 years.

SAR 25.04.07
Statement of charges rec'd

PRELIM 15.06.07 requesting charges and CCI

OFFER of Charges minus £12.00 rec'd 27.06.07

I will respond with lba not accepting this offer ask for full amount + CCI and see how we go.

BJ



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I have n't been able to access full interest paid on these charges as I donb't have all the statements so I have just asked for CCI at there current retail rate. Comments anyone?

Had a letter today re-offering the sum of £76.00 against £1100.00
in charges int on charges{DI} and CI.


lba expired today so N1 here we come. I will send full rejection letter and inform them that they have 7 days to settle.

Still looking for definitive POC for CC's that does not rely on UTTC.

Help anyone.

BJ

did mint just send you a list of charges, or did they send you the statements?

you will need the date each charge was made I believe as you need to attach the schedule of charges to the N1, you can see the POC i used in this thread - http://www.consumeractiongroup.co.uk...c-mint-cc.html

Not statements although I did S.A.R - (Subject access request) them. They sent a list
giving month and year enough to attach to N1.

I'll have a look at you POC and get back to you. Thanks

Sorry already looked at that since I'm claiming DI and CI I need an additional paragraph to cover the CI argument


BJ

I think you would need the statements so you can accurately calculate the interest they have already charged you against the charges, though I could be wrong, worth asking a site helper about it.

Take a look at this thread http://www.consumeractiongroup.co.uk...-recieved.html

I've not seen any POC that include information about CI but a fair few Capital One claims seam to have had successfully CI claims

Elmo,

In the absence of statements, I have calculated the interest at the their current rate to close of account. The Ci is at the same rate up to today. If they want to argue let them produce the statements, so long as I explain that in my POC I shouldn't have any trouble.

I just need a tight statement for the CI argument, although my MBNA thread is getting there.

BJ

Just for clarity does...

"I would remind you that acceptance by you of this payment will be in Full and final settlement of all claims you have relating to our charges"

Indicate "Full and Final Offer" and therefore they are denying my claim. So Rejection letter 3 applies. Jonitobad???

BJ