Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
This seems to be a bit different to my Natwest claim last year
Anyway. I am only claiming back £75.00
I sent the Preliminary letter on the 6th June and go a rejection letter on the 13th June.
So I sent the lba on the 14th June and got a response on the 30th June (yesterday)
However, this response waffled on about the OFT amongst other things, and also a offer for a Full and final Settlement of £18.00. And they did not send a cheque for this amount or credit it into my account
What should I do now?
1/ Should I go straight down the court claim road (I used the N1 method last year with Natwest).
OR
2/ Shall I send them a Rejection of Offer letter from the template library? If so. Which letter template should I use from the library to follow up the response they sent me?
The lba ran out on the 28th June, and the response to the LBA arrived on the 30th June (yesterday). Couple of days late, but probably due to the post strike and floods around our area.
As i did not recieve a cheque, nor did the A&L credit my bank account with £18.00. Should I use letter 4 (Rejection of Offer) in the templates library, or use letter 3 but without the line that mentions returning the cheque??
My Claim against the A&L
claim last year
Settlement of £18.00. And they did not send a cheque for this amount or credit it into my account
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