Thread: can RBS default me after issuing a CCJ

RBS took me to court for payment of my credit card bill

They did not default me before doing this. Does anyone know if I can be issued a CCJ without receiving a default first.

If not then what can I do to RBS, they have just sent me a default notice which by the wording suggests I still have a card with them. The CCJ was served at least 3 years ago where the account was closed.

Is there anything I can do as this all seems a little strange

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Originally Posted by Martynandemma

RBS took me to court for payment of my credit card bill

They did not default me before doing this. Does anyone know if I can be issued a CCJ without receiving a default first.

If not then what can I do to RBS, they have just sent me a default notice which by the wording suggests I still have a card with them. The CCJ was served at least 3 years ago where the account was closed.

Is there anything I can do as this all seems a little strange

The bank must issue a default notice before any court action.