Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Ok, it's been years since i paid any bank charges, but, after a settled claim against NW & pending Vs Barclays I managed to go overdrawn with A&L in April. They took £20 as a paid item charge in April, because that (the paid item charge) took me overdrawn for 5 days they charged me £25 on day 1 & £25 on day 5 in May, the charges for this then cost me another £25 on day 1 & £25 on day 5 in June..................... .. This stems from a "debt" of less than £10.......... can you imagine the interest rate, so far a "debt" of less than ten quid has cost me £120..................... .speechless, will try the fos on this one for a change.
Andrew
Sent my complaint today to the FSA, £350 charges since May, requested repayment on several occasions, been offered part payment for our joint acct but nowt on my sole one.
We will await the outcome.
Andrew
Any one know where we currently stand on these issues, people have grown old waiting for the FSA to sort this out, some will have died, i hope their ghosts come back to haunt the bastar*s, the world has moved on, banks have been revealed as money grabbing (doh) profiteering (double doh) rip off merchants & because their profits have fallen, guess who's gonna pay, YOU (& me if we dont keep squeaky clean & beat them at their own game)
Kopstar now annoyed with A&L
I managed to go overdrawn with A&L in April. They took £20 as a paid item charge in April, because that (the paid item charge) took me overdrawn for 5 days they charged me £25 on day 1 & £25 on day 5 in May, the charges for this then cost me another £25 on day 1 & £25 on day 5 in June..................... .. This stems from a "debt" of less than £10.......... can you imagine the interest
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