Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Hello all. This thread is just part TWO to my other, Help needed with bank stuff.

    Time to start the ball rolling to claim back just a wee amount of charges. Which was un-b known to me untill this month, but already got the bank statements from NW and gone through them and yep some charges to re-claim from them. 1st of many letters going in post tomorrow.

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  2. #2
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Good luck shywazz! x


  3. #3
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Thank you for the gl message, just bought some envelope labels from this site, soon as there arrive i'll post the 1st prelem letter to the bank, hope there notice the action group logo and see i mean business... keep up-dating as and when

    !2 years Tesco distribution supervisor
    7 years Sainsburys Transport Manager

    4 Years housing officer ( Lettings )
    Partner... 23 Years social services depts

    All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

  4. #4
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Sadly the envelopes/labels i ordered still not arrived, so had to sent my Premlem letter today without the use of them, grrrr
    Prelem letter heading natwests way.




    Ps could you look into my order as not arrived thax

    !2 years Tesco distribution supervisor
    7 years Sainsburys Transport Manager

    4 Years housing officer ( Lettings )
    Partner... 23 Years social services depts

    All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

  5. #5
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Natwesticon bank recieved my prelem letter today so the ball has started rolling. Also got the site logo order i bought from this site, can use on my next letter to the bank.

    !2 years Tesco distribution supervisor
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    4 Years housing officer ( Lettings )
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    All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

  6. #6
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Just a wee up-date on claim, today got the normal letter from Natwesticon,

    Thank you for your recent letter regarding the fees appiled to your account, we are currently considering your claim, blah blah blah we will respond within 7 wks sooner if able. From Stuart Higley.

    The time scale for the 2nd letter hasn't been reached yet, but its already waiting next to my com, to post once the date arrives.

    !2 years Tesco distribution supervisor
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    Partner... 23 Years social services depts

    All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

  7. #7
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    I have a feeling this claim may be a bit quicker than the last one shywazz! Keep at them!


  8. #8
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    lbaicon letter sent recorded delivery today for Natwesticon to recieve monday morning.

    !2 years Tesco distribution supervisor
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    All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

  9. #9
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Oh dear just read the OFT statement and many threads upon ere about it also, not meaning to sound too thick, my lbaicon action has been received by Natwesticon, which by the sounds of things, there will now not deal with untill this test case is resolved, which some say could take anything up to 3 years?
    Do i still spend £120.00 to put the claim before the courts, or sit and wait, i'm not really wanting to spend such amounts of money, only to be told ive to wait some years, can i also contact the said bank, and agree with them to hold the claim, untill this case is dealt with, this will save me losing more money in fees to the court untill really needed.
    I know people have many many questions now regarding there claims, which i do feel for every1, Something along these lines was bout to happen, its come about quicker than expected, and its unsettled alot of thread members, answers will come and the moderators will keep all undated best there can i'm sure. thanks Shywazz


  10. #10
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Hi Shywazz,

    Natwesticon is not officially part of the banks that have teamed up with the OFT to go to court, but apparrently they will abide by the courts findings.

    This is a link to the OFT website: ( curtesy of mod Zoot)

    questions and answers for test case announcement.

    and apparently the OFT will have their findings by the end of the year!
    I am just like you, with a case in court wondering what's next?!
    But at the end of the day, it's up to the judge.

    Good luck

    18/04/07 1st letter sent (again)
    19/04/07 letter received by Stuart Higley
    25/04/07 Usual blabla letter from NatWest "investigating and so on and so forth" received.
    08/05/07 LBA sent
    09/05/07 LBA received by Natwest
    25/05/07 Claimed online by MCOL
    Claim served on the 4th of June
    Acknowledgment of service received 18th of June
    Cobbets defense and Part 18 request received 05 July
    Notice of Transfer of Proceedings received 06 July
    19/07/07 Allocated to small claims track, refer back after 21 days.

  11. #11
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    Hello its nearly time to place my claim to the courts, just to check, i have to wait 13 days plus 2 b4 i can start the court process, correct? think i know just need it clafying. I know things will be delayed some time due to the recent happenings, but least the claim will be logged at court, and the intrest will rise every month, just hope oft find in our favour and not the banks as would lose more money, ie court costs etc. chin up every1 and keep fighting for what the banks have taken from us.


  12. #12
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    Default Re: Part Two of Help needed with bank stuff.. Small amount of charges to claim

    You can file at court 14 days from the date they signed for your lbaicon shywazz................ and I love your positive attitude - nice one!

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE