Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: GOGW confusion

  1. #1
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    Aoife Novitiate

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    Default GOGW confusion

    Hi
    Does anybody know whether you have to inform the court of a GOGW. I've seen some posts that say not. Abbeyicon deposited a GOGW before i started my claim, so I put on my lbaicon that I did not accept this as settlement and they could remove it any time. Or they could forward balance. They did nothing and I went on with claim for full amount. Now it is quite some time later and I have withdrawn the GOGW money.

    My question is :- Do I have to inform the court of this or not? Although it was not offered as a final settlement I did say they could take it back out. However, they cannot do that now as I have spent it....!!!

    Appreciate any advice on this.
    Many thanks Aoife

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  2. #2
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    Default Re: GOGW confusion

    Hi Aoife

    Have a look at this link:

    http://www.consumeractiongroup.co.uk...-had-gogw.html

    My understanding from reading this that you DO have to inform the Court, in fact as the GoGW was made before you filed, you should have deducted it from your claim amount.

    Anyway, I hope the link should give you guidance on how to rectify the situation.

    Best regards

    Jo xx


  3. #3
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    Default Re: GOGW confusion

    Thanks for this I will have a look. But I forgot to mention. Abbeyicon refunded miscellaneous charges of a certain amount and then also some specific charges that I had not included in my claim (ie most recent ones). Therefore should i only tell the court to consider taking a partial amount off my claim?
    Aoife


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    Default Re: GOGW confusion

    Hi Aiofe

    Do you mean they cancelled future charges?, eg they told me they were giving me £480, but I actually only got £430, because they cancelled the charges due to go on at the end of the month.

    If that is the case then yes, you only reduce your claim by the actual amount of money they gave you.

    Hope that helps

    Jo xx


  5. #5
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    Default Re: GOGW confusion

    I've just dug out the letter and checked it says:- "I'm happy to refund £xxxx which includes charges yet to be debited from your account."

    These future charges are the ones not included.



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