Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Natwest have offered £850 through the Financial Ombudsman Service as I used them to claim back my charges for me. I work out the charges to be £931 plus interest which takes it up to £1286ish.
My question to you guys is do you think this is just the first offer and if I reject it and say I am entitled to the £931 or even the £1286ish with the interest it will create problems with my account and overdraft etc......
If I understand it correctly, we are not properly entitled to the 8% interest until we file at court... That said, the offer is still short of your £931 claim. It's completely up to you.
As I've been reading around the forum, it is said a lot of the time that Natwest aren't in the habit of closing account/taking away overdrafts.
Natwests line of defence now seems to be to offer a refund minus interest and court fee, I to took this offer of approx £300 less because i had made a couple of mistakes on my claim.....
If like me, its right for you, for now, then well done, ENJOY....
Got offer from NatWest via FOS**WON**
have offered £850 through the Financial Ombudsman
Reply With Quote
