Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 27th June 2007 18:27 #1
    Micky the Hippo Micky the Hippo is offline
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    Default Hippos' sister v HBOS

    Hello

    Doing it on my sister's behalf, sent S.A.R - (Subject access requesticon) with a letter of authority form her some time ago

    A silly letter today saying they're very busy and they'll get back to me no later than the 6th August

    I used a CAGicon SARicon sticker, so naturally they've addressed the letter to CAGicon with my name underneath that

    oh, and spelt my christian name wrong

    what a good start

    waived the charge for the SAR mind

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  2. 27th June 2007 18:57 #2
    moneyhelp moneyhelp is offline
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    Thumbs up Re: Hippos' sister v HBOS

    Hi Hippo

    Welcome to the Halifaxicon forum. Nice to see you have everything under control.

    Good luck with your claim

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  3. 27th June 2007 19:44 #3
    Micky the Hippo Micky the Hippo is offline
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    Default Re: Hippos' sister v HBOS

    Thank-you, up to the summons acknowledgement on Barcs and NW so this stage feels like old hat now

    NatWest
    sar 310107|Prelim 120407|LBA 260407|N1 310507 | Served 130607     | Ack 270607 | Def 130707 | AQ/Strike out/Draft directions 270707 | | Court Date 080807 | Stayed
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  4. 27th June 2007 22:30 #4
    kennythecelt kennythecelt is offline
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    Default Re: Hippos' sister v HBOS

    Welcome Micky.

    Nice to have you on board. Should be able to learn from you as things progress. BOSicon are extrely badly organised and times are a problem- lots of new staff running round like headless chickens, calling each other "dummies". Great fun.

    Good luck!

    Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

    Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

    http://www.consumeractiongroup.co.uk...ml#post1652270

    Register with CAG today, its free, its a great community:
    http://www.consumeractiongroup.co.uk/forum/register.php

    kennythecelt@consumeracti ongroup.co.uk.



    Thankyou Kennythecelt
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  5. 28th June 2007 06:26 #5
    Dusary Dusary is offline
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    Default Re: Hippos' sister v HBOS

    Quote Originally Posted by Micky the Hippo View Post
    Thank-you, up to the summons acknowledgement on Barcs and NW so this stage feels like old hat now
    Oh! Well!

    A seasoned campaigner!

    Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk...i-dummies.html
    Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00
    £11,136.33 paid back thus far.
    New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!
    Don't forget - when you win - a donation to CAG would be welcome!
    If anything I've said has remotely been of any assistance, then please tip my scales!
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  6. 28th June 2007 13:45 #6
    Micky the Hippo Micky the Hippo is offline
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    Default Re: Hippos' sister v HBOS

    seasoned right up the point of having my summons acknowledged

    all a mystery thereafter :-?

    NatWest
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  7. 28th June 2007 13:56 #7
    kennythecelt kennythecelt is offline
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    Default Re: Hippos' sister v HBOS

    Good Luck!!

    Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

    Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

    http://www.consumeractiongroup.co.uk...ml#post1652270

    Register with CAG today, its free, its a great community:
    http://www.consumeractiongroup.co.uk/forum/register.php

    kennythecelt@consumeracti ongroup.co.uk.



    Thankyou Kennythecelt
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  8. 28th June 2007 14:01 #8
    Micky the Hippo Micky the Hippo is offline
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    Default Re: Hippos' sister v HBOS

    yes indeed although hopefully luck won't be a factor, other than my massive CI element, NW are two days late acknowledging and counting

    fingers are thoroughly crossed

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    Barclays
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    Prelim 010607 | LBA 230607 | N1 090707 | Served 180707 | Ack 260607 | Co-op SETTLED 150807
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  9. 31st July 2007 09:43 #9
    Micky the Hippo Micky the Hippo is offline
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    Default Re: Hippos' sister v HBOS

    this is defo my sleepiest case, a polite letter arrived yesterday to tell me that my sister's statements were now ready and would be arriving shortly

    bless

    my second wave of cases are all ready to have SOCs and Prelims done now

    at some point

    as soon as I get the time

    NatWest
    sar 310107|Prelim 120407|LBA 260407|N1 310507 | Served 130607     | Ack 270607 | Def 130707 | AQ/Strike out/Draft directions 270707 | | Court Date 080807 | Stayed
    Barclays
    sar 310207|Prelim 120407| LBA 270407|N1 310507 | Served 130607 | Ack 210607 | Def 100707 | AQ/Strike out/Draft directions 230707 | Court Date 080807 | Stayed
    Smile/Co-op
    Prelim 010607 | LBA 230607 | N1 090707 | Served 180707 | Ack 260607 | Co-op SETTLED 150807
    MBNA
    sar 040607
    Citi
    sar 040607
    Egg
    sar 040607 | Prelim 010807|LBA 160807
    Halifax
    sar 130607
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  10. 31st July 2007 10:59 #10
    moneyhelp moneyhelp is offline
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    Default Re: Hippos' sister v HBOS

    Have you waited the reqired 40 days or has it been longer?

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  11. 31st July 2007 11:04 #11
    Micky the Hippo Micky the Hippo is offline
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    Default Re: Hippos' sister v HBOS

    SARicon on the 6th June, I do remember smiling when they said the 6th of August

    no biggie though as long as they do

    NatWest
    sar 310107|Prelim 120407|LBA 260407|N1 310507 | Served 130607     | Ack 270607 | Def 130707 | AQ/Strike out/Draft directions 270707 | | Court Date 080807 | Stayed
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