Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Ohh dear!!! 2 letters off Barclaycard saying I haven't paid them for six months!
And that i've got 7 days to bring up the arrears or face the wrath of a DCA! (Wonder who that'll be then?!)
In the same post as my B/Scty statement which shows it as paid...
Just cranking up the scanner for tomorrow night then!
Excellent opportunity for a CCA on two 10 year old agreements I think...
Do you think you get the "we only need to keep agreements for 6 years" letter Dave? Or the "we seem to have mislaid the copy of the agreement, but rest assured it will be in our system somewhere" letter?
I really wouldn't like to guess! Having read loads of BC's threads they'll prob's send a rubbish 'fische copy of an application. Off work after tomorrow 'til Monday so lots of time for fun & 'phone calls! (And a few Cheeky Vimto's)
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Advice is offered freely, without liability and without prejudice.
If in any doubt professional legal advice should be sought.
I do not profess to be in any way legally trained, I am a big
oily truck driver and all I know has been learned within the
Consumer Action Group.
There's something strange about those Barclaycard letters - they have a Barclaycard logo at the top , but refer to 'our clients'.. Also the fax number is a Liverpool number, with a Northampton address.
There's something strange about those Barclaycard letters - they have a Barclaycard logo at the top , but refer to 'our clients'.. Also the fax number is a Liverpool number, with a Northampton address.
It does seem strange, but if you Google Earth NN4 1ZR it instantly shows a monumentally sized building which is probably Barclaycard House, Brackmills.
My special friends (RW&C) address on their correspondence is Carolina Way, Salford but Trading Standards have confirmed to me that the postcode is just a postal drop which is redirected to Mount Street in Manchester!
I stopped worrying about these kind of shinanigins years ago! It's about the end result now,
Regards, Dave.
If my post was helpful don't forget to click the star!
Advice is offered freely, without liability and without prejudice.
If in any doubt professional legal advice should be sought.
I do not profess to be in any way legally trained, I am a big
oily truck driver and all I know has been learned within the
Consumer Action Group.
Dave - just check section 351 or the companies act I dont have it to hand right now but I am sure they are in berach of it, simply, that it has to be an address that legal documetns can go to - also the fax number is a Liverpool one.