Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello All,
Around 3 years ago we bought a settee from Courts. We had a 12 month interest free period, however a few weeks before this period expired the company went bust. We then received letters from HFC bank asking for over £2000 (the settee originally was c.£600-£700). We have been paying HFC around £50 a month however we still owe them £934.60. Is there anything we can do to minimise this amount.
Also on a similar note, I used to work at Esure and when I left I was overpaid by around £350. I have been paying this back to a company called Drydens Lawyers but again I still owe £252.63 - can I do anything about this?
Thanks
Hello All,
Also on a similar note, I used to work at Esure and when I left I was overpaid by around £350. I have been paying this back to a company called Drydens Lawyers but again I still owe £252.63 - can I do anything about this?
Thanks
What was the overpayment? If it was wrong tax or NIC deduction, the wage overpayment is not your responsibility, it is the employers.
If this is the case, they had absolutely no legal right to ask you for this. I have had to deal with a couple of firms with their current employees similar positions. One worked for the local health trust, and they discovered they had her on the wrong tax code for a number of years and the mistake cost them thousands. They tried to take it out of her wages monthly after telling her it was her debt, I wrote to them basically telling them to politely eff off. They huffed and puffed, but legally, they were stuffed. Another client was on the wrong tax code also, he filled out his forms correctly, but the wages clerk messed up. In March past, (the last month in the fiscal year) he got a pay cheque of £13, when he should have got about £1100. He phoned and was told that because there was a mistake, they were sorry but the debt was his and he would just have to pay. I phoned on his behalf and and got a lot of cheek. I demanded he be paid in full straight away or else there would be tribunal action for unlawful deduction of wages - they weren't too long in getting a cheque out.
A company can only ask you for this money, but Her Majesty's Revenue & Customs sees any mistakes of this nature as an employer responsibility, not the employee's.
DCA x 2!!
free period, however a few weeks before this period expired the company went bust. We then received letters from HFC bank asking for over £2000 (the settee originally was c.£600-£700). We have been paying HFC around £50 a month however we still owe them £934.60. Is there anything we can do to minimise this amount.
Reply With Quote
Originally Posted by michaelsammie
