Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    bracken42 Novitiate

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    Default Hfo Services - Help Needed Urgently


  2. #2
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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    Default Re: Hfo Services - Help Needed Urgently

    your poor thing.
    right i'll try and get some order into this.
    you need to find out what state this supossed CCJ is at firstly.
    then you need CCA HFO cause i think they are a DCA? and have prob brought this debt from Barclaysicon?

    if what you are saying is true [1999-2000] then all of this is supid as it should be statute barredicon, if so the court needs to be informed and [yet another] reason to get it set asideicon.

    if HFO are a DCA i would not pay them a penny till they cough with a CCA, that should show it is being statute barred if what you are saying is true.

    DONT talk to them on the phone, ever.
    request all comms in writing.

    next is to contact the OFT etc as what they have been threatening you with is totally outside their published guidelines.

    i would go over to the debt collectorsicon forum and start a thread there & do some reading.

    i really feel sorry for you.

    dx100uk

    we are all with you

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
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  3. #3
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    Mamie Novitiate

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    Default Re: Hfo Services - Help Needed Urgently

    Hi Bracken, I gave you this link below in the welcome forum have a look through it you will find help with dealing with HFO

    http://www.consumeractiongroup.co.uk.../general-debt/


  4. #4
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    Default Re: Hfo Services - Help Needed Urgently

    Bracken, if you click on the link below and search for HFO Services you will find a few threads to read up on

    http://www.consumeractiongroup.co.uk...bt-collection/


  5. #5
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    Default Re: Hfo Services - Help Needed Urgently

    found out that hfo are a facturing company and they buy debts i have a friend who works for them


  6. #6
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    Default Re: Hfo Services - Help Needed Urgently

    Quote Originally Posted by Duffman1445 View Post
    found out that hfo are a facturing company and they buy debts i have a friend who works for them

    They do buy debts and have no respect for anybody or there feelings no matter what the circumstance, the ones I have dealt with were very nasty, thanks to this site I have got rid of them for the moment.


    rae may


  7. #7
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    Default Re: Hfo Services - Help Needed Urgently

    This is terrible - I am so sorry Bracken, I hope someone here can help you sort things out.

    Hang tight.



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