Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
Posts
25,063
Re: Hfo Services - Help Needed Urgently
your poor thing.
right i'll try and get some order into this.
you need to find out what state this supossed CCJ is at firstly.
then you need CCA HFO cause i think they are a DCA? and have prob brought this debt from Barclays?
if what you are saying is true [1999-2000] then all of this is supid as it should be statute barred, if so the court needs to be informed and [yet another] reason to get it set aside.
if HFO are a DCA i would not pay them a penny till they cough with a CCA, that should show it is being statute barred if what you are saying is true.
DONT talk to them on the phone, ever.
request all comms in writing.
next is to contact the OFT etc as what they have been threatening you with is totally outside their published guidelines.
i would go over to the debt collectors forum and start a thread there & do some reading.
i really feel sorry for you.
dx100uk
we are all with you
GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
found out that hfo are a facturing company and they buy debts i have a friend who works for them
They do buy debts and have no respect for anybody or there feelings no matter what the circumstance, the ones I have dealt with were very nasty, thanks to this site I have got rid of them for the moment.