Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My housing association won't let us get our own buildings insurance so I can only get contents.
My partner tripped over my son and cracked the 1st pane on the double glazing smallish kitchen window.
If we were able to have our own buildings insurance then I could claim quite easily for this due to accidental damage but as we can't they will charge me for the repair which in their terms is double what a normal guy would charge.
I haven't any money to pay for this to be fixed at the moment as I am struggling with debt and on VERY low income.
Where do I stand on this on this issue, I am already trying to pay off a charge of £70 to have my front door fixed (2 screws put back in *shakes head* my ex kicked it through after an argument over the children, the police filed charges and I have a crime number but they still charged me for fixing it
I am desperate, I have not told them about the window and they have a guy coming round soon checking the houses
It would be highly unusual for a short term tenant to take on responsibilty for building insurance.
You should inform the HA about the broken pane; it should be covered by their insurance, as indeed should the damage to the door - ask about that too, though it may be too late now to make a claim.