Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
A DCA has placed an old default on my credit reference file and has made a " debt search"
What does the bank have access to on my credit report. I have an excellent relationship with my bank , I have a mortgage and overdraft with them . all being operated well . I bank with the Nationwide now
I remeber a staff member at HSBC saying any adverse data they automatically are informed of CCJS defaults ect.
So am worried that an old default ( 5years 10 months old) will have major impact on new finanicial relationship .
I do not need to apply for credit i just want to maintain the current credit line i have with my new bank ( its taken over 5 years to get a normal bank account.)