Hi everyone

A DCAicon has placed an old default on my credit reference file and has made a " debt search"

What does the bank have access to on my credit report. I have an excellent relationship with my bank , I have a mortgageicon and overdrafticon with them . all being operated well . I bank with the Nationwideicon now

I remeber a staff member at HSBCicon saying any adverse data they automatically are informed of CCJS defaults ect.

So am worried that an old default ( 5years 10 months old) will have major impact on new finanicial relationship .

I do not need to apply for credit i just want to maintain the current credit line i have with my new bank ( its taken over 5 years to get a normal bank account.)

comments please

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