Thread: Can banks locate old cheques?

I'm writing this in relation to another thread I have opened this weekend.

Basically I need to find out information regarding a cheque I wrote in 2003 - hopefully proof of who it was written to or who cashed it. Before I ring the bank tomorrow - note a bank I am no longer with (accounts are closed and have been for 6 months) and also a bank that I claimed over £3k from in banks charges - I wanted to know from the inside what exactly the banks can locate, what I need to ask for and what sort of response I am likely to get from the bank?

Just wanted to see what information you can give me in case they try to fob me off.

If it helps, I will be ringing RBS.



Thanks in advance

Similar Threads:

• Anyone had dealings with LCS AKA 1st Locate (UK) ltd
• Bank can't locate me !
• They cannot locate any statements - what now?!
• Banks not cashed cheques

Last week I managed to get a copy of a cheque from Natwest which was written in April 2004. This was for a business account and they did say they had to retrieve it "from their archives". No doubt there was a ridiculous fee involved for providing a copy but I have no idea how much!

Wrong bank I know but YB also archive their cheques and would charge you a fee to retrieve it. I think the retention period on cheques was 6 years.

Good luck

Update, bank has agreed to supply me with copy of cheque in 48 hours for the measly sum of £4. Happy with that.

Thanks for responses all.