Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have a joint account with Nat West and I was made bankrupt at the beginning of June. I know that any overdraft etc falls to my husband, jointly and severally etc. The point I am getting to is that a day before my husband got paid he found out that Nat West closed our account without informing him. His wages are now "floating" and he has the hassle of trying to get another account opened. Will my bankruptcy have an adverse reaction to my husband opening an account in his name only?
As soon as I was made bankrupt I had informed the bank that I was now bankrupt and i was told by numerous people at Nat West I was told that the joint account would be closed and that another account would probably be opened in my husband's name only.
My husband spoke to someone Thursday evening at Natwest and was told that his details were now with debt management and that there had been no default charges put on the account yet!!
After being with Nat West for 20 plus years we feel that we have been treated really badly. What recourse of action can my husband now take to avoid further interest and charge being added to the account as he has not been made bankrupt.
Can he also chase for bank charges on his own?
Sorry for it to be so long winded but any help would be much appreciated.
If I have helped in any way please click on the scales in the left corner also please remember that any advice I give is purely my own experience or opinion. Ta.
Been made bankrupt NAT West have closed joint a/c
etc falls to my husband, jointly and severally etc. The point I am getting to is that a day before my husband got paid he found out that Nat West closed our account without informing him. His wages are now "floating" and he has the hassle of trying to get another account opened. Will my bankruptcy have an adverse reaction to my husband opening an account in his name only?
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