Cant make up my mind

**Hartanii** · 23rd June 2007 12:23

I sent my last letter to Lloyds icon

on the 30/05/07 asking for the money £1396. I gave them 7 days before I would take them to court. I have not heard from them. I phoned and was told it would take up to 28 days to get back to me.
Now I dont know what to do. I feel like giving in. I dont know wheather to carry on and go to court which is hard work for me or do in on line ( money claim).
I dont want to do the wrong thing. £1396 is a lot of money to me. I could do with it now but know they will take it as soon as I get it (if I do).
I would be greatful for any advice
Sorry about spelling

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**Michael Browne** · 23rd June 2007 12:28

You can claim using N1 by post, you don't have to do it in person.
See here:
Getting MCOL Right

**ataction** · 23rd June 2007 13:06

Of course it is your decision, but the banks rely on those who waver and have doubts about continuing with the claim. Claiming on line is straighforward as Michael has suggested. If you proceed you have this site to give you advice and encouragement to get you to the finish line, it does take time, but is not a complicated process.

**Hartanii** · 23rd June 2007 13:14

Thank you both for your help. I have been reading all the message. It looks hard.
I have looked that the court forms. Its looking for a court number at the top. What is this or will I get it after I have sent in papers?

**ataction** · 23rd June 2007 13:17

You will receive a case number once you 'go legal'. There are are the court costs to consider but you will recover these. Time to crack on.

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