Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Not a bank charge issue of course, but none the less a shining example
of either just how out of touch banks are with thier 'customers' or the lengths our financial institutions will go to to avoid the cost of customer
service.
The big five have hit back at the Bank of England who wants to encourage banks to make the five pound note available in cash machines by telling us ''you don't want them''. Yeah right.
Ask ANY retailer and they'll tell you they've NEVER got enough of them. And as a result have to hand out barrow loads of coins in change that nobody wants. Fivers are the most versatile denomination you can carry. People luv em, and so do shops.
Needless to say the BBA's Angela 'Jolly Hocky Sticks' Knight expressed
''surprise'' at the bank of England's comments and claimed that stocking
cash machines with them would ''double the visits to cashpoints by secure
couriers creating an additional security risk''.
Theres only one banknote denomination that the greed addicted banks
banks would back, and that's £30. And we all know why that is.
It's quite amazing that this Government allows banks to hold the country to ransom like this......or not, for obvious reasons!
What a country!
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Well, there's been many a time when i've gone to a cash machine to discover that i'm just short of the minimum £10 I can withdraw.
I would certainly welcome the cash machines being stocked with £5 notes, rather than going into the branch and waiting in a long queue to get a fiver out.
Of course, they're saying that because they don't want the additional "hassle" of having to stock their machines with this extra note.
Just for a laugh I withdrew £500 today and went inside to request it be exchanged for £5 notes.
Needless to say they were not amused.
I then took it to bank next door to pay a credit card bill.
Likewise.
Seriously, there arn't enough fivers and there generally in terrible condition.
Many years ago one of the big banks did use to dispense £5 notes from their ATMs. I have a feeling it was Barclays.
HSBC used to do this and I don't think it was very long ago - perhaps 5 years or so - maybe less than that.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
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I remember one when I was at school that used to dispense £5.00 notes. This would have been 7 years ago or so, once I started part-time work whilst still at school.
It was either Natwest or Yorkshire Bank in that particular town, the Midland Bank/HSBC didn't dispense fivers from their machines, nor the the Halifax in my HOME town.
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[B][FONT=Trebuchet MS][SIZE=3]The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.
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Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07
All the banks used to, when I first started work back in '84. You could withdraw £5 or £10. They didn't have £20 in them until they stopped putting fivers in. Of course having to withdraw £10 meant it got spend just as quickly as the £5 would have (or was that just me!)
I work in retail and have to agree with crfx250 - fivers are like gold dust.
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Re: Banks: ''No One Wants Fivers'' Realy?
Same here, we never had enough fivers in the till. I love 'em - they're the prettiest note next to the £50, and it's very rare I see one of them, soo...
Now we've got the awful new £20 I appreciate fivers even more. And being able to draw out £5 instead of a min. £10 would help people make their money stretch a little further - we all know that once it's in the wallet it's likely to be spent
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
Banks: ''No One Wants Fivers'' Realy?
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Originally Posted by alexteh
