Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Claire G v Abbey

    MCOL transferred my case to Wigan county courticon about 6 weeks ago now. I phoned the court up a few weeks ago to check everything was ok, and the woman said all I can do is wait. Is this right? Does it take quite a while. I'm not bothered how long it takes, just don't want things to go wrong. I haven't been asked to fill out an allocation Q (yet), this line was crossed out in the letter I received.

    Any help appreciated.

    Claire

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  2. #2
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    Default Re: Claire G v Abbey

    Hi Claire

    Welcome to 'Beat the Banker'.

    Yes, the court is correct all you can do is wait for them to contact you. The aqicon is now commonly being dispensed with at the MCOL stage to try and speed things up. The truth is the court system is swamped with these people claiming against the banks. I myself have been waiting for a date since my case was transferred on May 9th.

    Hope this helps.
    Simon

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  3. #3
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    Default Re: Claire G v Abbey

    Many thanks Simon, its reassuring. I was hoping my case hadn't slipped through a net (so to speak). Good luck with your claim!


  4. #4
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    Default Re: Claire G v Abbey

    Cg.......don't count on the aqicon beind dispensed with. My letter had the line about the AQ crossed out but my local court decided they still wanted one....it took about four weeks before they sent it out to me.

    Some courts are dispensing with them as Simon rightly said.......but not all.

    It isn't a quick process claiming charges back...but you will get there! My claim took 7 months and I just got full settlement two days ago.

    Keep reading threads....learn as much as you can.

    All the very best


  5. #5
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    Default Re: Claire G v Abbey

    Many thanks for your reply. The aqicon doesn't worry me, it's the bundle I'm worried about. 1 step at a time I guess


  6. #6
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    Default Re: Claire G v Abbey

    Hi Claire,
    I have a case against A+L at Wigan county courticon and they sent me an Allocation Questionaire. They are pretty easy to fill out and just add the draft order for directions to it. Just awaiting to hear from them now.
    Good luck with your claim.

    Joe


  7. #7
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    Default Re: Claire G v Abbey

    Hi Joe,

    Sorry I don't know what you mean about adding the draft order? How long was it until they sent you the aqicon? Let me know how you get on - good luck

    Claire


  8. #8
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    Default Re: Claire G v Abbey

    Hi Claire,

    The allocation questionnaireicon arrived a couple of days after A&L filed a defence. The Draft Order i mentioned , would if granted by the district judge speed up the process hopefully. There is a link here.
    http://www.consumeractiongroup.co.uk...ionnaires.html

    Joe


  9. #9
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    Default Re: Claire G v Abbey

    Thanks Joe, keep me posted with how you get on


  10. #10
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    Default Re: Claire G v Abbey

    I still haven't received a date or any other correspondance from Wigan county courticon. Is this normal? I got my transfer letter from MCL at the start of May - I'm worried my case might have slipped through a net or something


  11. #11
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    Default Re: Claire G v Abbey

    Hi Claire,
    Give the court a ring to see if Abbeyicon have filed a defence. If they haven't then you should be able to file for judgment by default.
    Hope this helps.

    Joe


  12. #12
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    Default Re: Claire G v Abbey

    Hi Joe,

    A defence was filed before it was transferred. I phoned Wigan CC up today, and the lady said I should hear from them within the next couple of weeks or so. She said that it is with the judge, and they are currently going through about 150 a day. So hopefully I should hear soon. She did say that from her expereince working there, the banks never turn up. Once they get a court date they are on a count down, and usually pay in the 11th hour.


  13. #13
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    Default Re: Claire G v Abbey

    Ok, now I'm in a state of panic. I received "General Form of Judgement or Order" from Wigan county courticon today. Please could somebody help me with this. Do I need to do anything? The content is:
    Upon Consideration of the Court Papers IT IS ORDERED THAT
    1. The claim is allocated to the small claims track.
    2. By 4pm on 9th August 2007 the claimant shall file and serve a schedule setting out each charge the claimant claims as part of this claim.
    3. By 23rd August 2007 the defendant file and serve a counter-schedule setting out which charges or amounts are admitted or denied and the reasons for any such denial.
    4. The claim shall be listed for a preliminary hearing on the following date to consider how the claim should be conducted.

    4th Sept etc

    Estimated length of hearing 10 minutes.

    There is more content, but the main part of the letter is above.

    Do I need to do anything?

    Please help, I'm shaking as it doesn't make much sense to me


  14. #14
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    Default Re: Claire G v Abbey

    please? can anyone help? I have phoned the court, and even the lady I spoke to couldn't decipher the letter. reading it, I think they just need my spreadsheet with the charges. There is no mention of a court bundle. I have just looked at the basic court bundle on here, and don't understand that either


  15. #15
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    Default Re: Claire G v Abbey

    Claire..... your schedule is a list (preadsheet) detailing all the charges tou are claiming with the corresponding reference, eg: overdrafticon Limit Exceeded - £35 (and the date it was taken from your account).

    Abbeyicon have to submit their response by their set date or they have failed to comply to a Court Order and consequently are likely to have their Defence struck out! Likewise you will have your Claim struck out if you fail to submit your side before the set date!

    Hope thats clearer?

    srfrench

    Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are!

  16. #16
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    Default Re: Claire G v Abbey

    I handposted a Breakdownicon of the Schedule of Charges through the court letter bx last night (deducting the £718) Abbeyicon have paid me (and attached a copy of their letter). I will ring the Court on Tuesday to make sure they got it. Hope this was the right thing.


  17. #17
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    Default Re: Claire G v Abbey

    I posted my Schedule of Charges through the letterbox of the court on Saturday (sent a copy to Abbeyicon). I phoned the Court on Tues to check they had it, and they said yes, and they were happy. I asked them if I need to prepare anything else i.e a court bundle, and they said no. Has anybody else known this? My preliminary hearing is on 4th Sept


  18. #18
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    Default Re: Claire G v Abbey

    I posted my Schedule of Charges through the letterbox of the court on Saturday (sent a copy to Abbeyicon). I phoned the Court on Tues to check they had it, and they said yes, and they were happy. I asked them if I need to prepare anything else i.e a court bundle, and they said no. Has anybody else known this? My preliminary hearing is on 4th Sept via the small claims route


  19. #19
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    Default Re: Claire G v Abbey

    Hi Claire,
    Is your hearing still going ahead , as i rang Wigan CC on Friday and they said that my claim has been stayed until after the OFT test case.

    Joe


  20. #20
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    Default Re: Claire G v Abbey

    Hi Joe,

    I called them early last week, and they didn't say it was stayed. They did say some of the newer cases would be stayed, and the older ones were going through. Not sure which mine falls into.

    Claire



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