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CAG Products - We think that these will help you to make your claim or Reclaim your Right

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Small Claims Kit Small Claims Court Guide
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Last Will & Testament Kit Fight a Motoring Ticket
 
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UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

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Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




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Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Scotland

Scotland If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.)


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 2nd April 2007, 15:49   #1 (permalink)
FMB
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 7
FMB Novitiate
Default Summary Cause

Hi

Are there step-by-step instructions or even just some general advice on this site for raising a claim via Summary Cause?

I've seen a lot of info on raising a Small Claim, is the process similar or do I need to do a lot of reading beforehand?

thanks

Last edited by FMB; 2nd April 2007 at 16:05. Reason: typo
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Old 2nd April 2007, 21:15   #2 (permalink)
maroondevo52
Site Team
 
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Default Re: Summary Clause

Hi, FMB.

The process is the same as Small Claims, the form is on the Scottish Court thingy. When you submit your Summary Cause it will cost you £39.00. The court will then send your papers back and you will have to get a Sheriff's Officer to serve them on the Bank. This cost me £15.97. The court will send you a list of local Sheriff Officers you can use. If you were to loose a Small Claim you only loose your £39.00 court fee, but if you were to loose using Summary Cause you would be lible for the Banks Solicitors fees. I was told this would be in the hundreds rather than thousands and you would have to be the unluckiest person on the planet as no one has lost yet.(well as far as I know).

Best wishes with your claim.

Regards.

Scott.
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Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 2nd April 2007, 21:19   #3 (permalink)
FMB
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Watch out, there are Claims Touts about!

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Join Date: Feb 2007
Posts: 7
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Default Re: Summary Clause

Thanks for the advice. Much appreciated.
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