Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
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| | | | | | | Scotland If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.) | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
2nd May 2006, 15:35
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#4 (permalink)
| | Basic Account Customer |  Re: Claiming when overdrawn
Quote: |
Originally Posted by Neo How much is the charges you will be claiming back?
They could, that is a big could... but if you are still a student then I am sure you could open the same account elsewhere? | Charges I would be claiming are around £1400
Couldn't really open another account at the mo - Im at minus 1700 on the account and still got another couple years at uni left before I can afford to pay it back | 
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2nd May 2006, 15:38
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#7 (permalink)
| | Classic Account Customer | Re: Claiming when overdrawn
Quote: |
Originally Posted by paul_pat1888 Charges I would be claiming are around £1400 | This would nearly pay off you overdraft, which is good. Quote: |
Originally Posted by paul_pat1888 Couldn't really open another account at the mo - Im at minus 1700 on the account and still got another couple years at uni left before I can afford to pay it back | When i was a student, only 4 years ago... They would let you transfer to another bank, no matter how much into your overdraft was. In the end, you are a student, you are meant to be in debt and that;s why banks want your business. There is no harm in trying.
ps. I had 3 student accounts, all with overdrafts. I recommend you don't do that though! | |
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2nd May 2006, 15:39
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#8 (permalink)
| | Classic Account Customer | Re: Claiming when overdrawn
Quote: |
Originally Posted by paul_pat1888 Newbie at this - what's a 'parachute account'?
Paul | Sorry, we use it here in the forums a lot!
A parachute account is essentially a backup account. A bank account that you have opened, just in casethe bank you use threaten you with closure, overdraft removal etc. The parachute account would obviously be with a different company to the one you are claiming against! | |
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reg. office:- 923 Finchley Road,
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NW11 7PE
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Claiming when overdrawn 
