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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 15th August 2006, 09:14   #1 (permalink)
larssonn
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 23
larssonn Novitiate
Default Claiming more than once

I am owed about £3,000 from Lloyds TSB Scotland and recently got my first £750 back. So now I will be going for the rest and have a question or two.

Do I send an LBA letter stating the outstanding amount and go through the process that I have just finished, or, go straight to the summons and have that served on them for the next £750?

I have already given them an LBA letter with the total amount so that should be on their file, and as they have already told me to get lost, should be able to go straight to the summons bit. Or would it be easier either to talk/send letter to the bank manager and asking for the outstanding amount?

If I should start from the LBA letter again: The LBA letter for the initial claim was sent to my local bank manager, who gave me the normal, "your fault so bog off" letters so should I send it to the department who were dealing with it after the summons was served?

If I should go straight to the summons: No problem then. Will get onto it ASAP!

As usual, help greatly appreciated!
__________________
Lloyds TSB - Claim for £759 - Full Settlement Offered - No Terms Implied - 11 Aug 06
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Old 15th August 2006, 12:37   #2 (permalink)
gargoil
Gold Account Customer
 
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Default Re: Claiming more than once

I would send them a letter stating that you will be going ahead with a further claim for the rest of the charges and that as a good will gesture on your part you will give them 7 days to refund the rest of the charges. They know your serious now!
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Old 15th August 2006, 19:43   #3 (permalink)
msneddon
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Watch out, there are Claims Touts about!

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Posts: 86
msneddon Novitiate
Default Re: Claiming more than once

I was just going to submit another claim with not further correspondance being sent but Gargoil may have the best advice as they may decided to refund now that they know you are serious
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Old 15th August 2006, 21:24   #4 (permalink)
charlieho
Basic Account Customer
Default Re: Claiming more than once

Hi all

Just had settlement in full (charges,interest & expenses)for first claim against Nationwide, so was going to just take in a fresh summons when I withdrew my other from court(have possible up to another 4 to make against Nationwide) Don't know if they would repay interest if not through a court summons though.

going to have a re -think about this

CharlieHo
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