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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 13th August 2008, 12:03   #1 (permalink)
martinm112
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Jul 2008
Posts: 18
martinm112 Novitiate
Exclamation Urgent help please-Court on Friday-1st Credit

Hoping someone can offer some advice.

I received a summons on 21 July that first credit are taking me to court regarding an old Associates Credit Card. I sent a request for infomartion letter to their solicitors (by special delivery, hae printed electronic receipt), but received nothing back from them.

I returned the form to court by the return date stating that I wish to defend this action, but have not received any information from creditor to make a counter claim, but would like to retain the right to do so when the information made available.

So position I am in is have got court on Friday, and haven't got a clue what to do or say. Please help!!!!!
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Old 14th August 2008, 15:20   #2 (permalink)
martinm112
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Watch out, there are Claims Touts about!

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Default Re: Urgent help please-Court on Friday-1st Credit

Update, just phoned court to find out what time to attend tomorrow, and got pleasant news, I THINK.

Cerk informed me that 1st Credit lodged a minute stating that if i was going to defend the action, the case was to be dismissed with no cost to myself. She also informed me that the matter was now closed, and no need to attend.

Just dawned on me that this lot are basically at it, even in court. So basically the situation was they were chancing their luck that I would roll over, not defend, and they would win their claim without having a leg to stand on. VALUABLE LESSON HERE ME THINKS
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Old 6th September 2008, 20:45   #3 (permalink)
maroondevo52
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Default Re: Urgent help please-Court on Friday-1st Credit

Good result, martinm112.

All that worrying for nothing Glad you've got it sorted.

Regards.

Scott.
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Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 9th September 2008, 22:36   #4 (permalink)
CardFight
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Default Re: Urgent help please-Court on Friday-1st Credit

Good on you Martin,

Shame on 1st Credit that's discusting !!

CardFight
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Old 10th September 2008, 13:53   #5 (permalink)
bathgatebuyer
Gold Account Customer
Default Re: Urgent help please-Court on Friday-1st Credit

And absolutely contrary to the OFT Guidance Notes on Debt Collection (2003)
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