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Go Back   The Consumer Forums > The Consumer Forums
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Scotland If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.)


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 31st July 2008, 12:26   #1 (permalink)
yakobb
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Posts: 4
yakobb Novitiate
Default Common Law arguments vs UTCC

Hi,

I successfully took RBS to court in Edinburgh for around £500 a couple of years ago, and now I need to do the same thing with nationwide. My claim rested on two seperate points - on the Unfair Terms in Consumer Contracts legislation and on scottish common law. In light of the whole English OFT case grinding away - in which I understand the arguments are only on the basis of the UTCC - is it perhaps advisable to ditch the part of my claim based on the UTCC, and just proceed on the basis of the common law arguments? I could use the money sooner rather than later, really don't want to have my claim sisted..
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Old 2nd August 2008, 22:18   #2 (permalink)
old_andrew2007
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Default Re: Common Law arguments vs UTCC

bump
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Old 16th August 2008, 23:20   #3 (permalink)
old_andrew2007
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Default Re: Common Law arguments vs UTCC

any news
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Old 21st August 2008, 17:18   #4 (permalink)
dundeelaw
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Default Re: Common Law arguments vs UTCC

If you have not filewd your claim yet. Don't bump the OFT part as the Legal Proceedings in England and Wales have no Jurisdiction in Scotland. If you vist the Govan Law Center, you will find their template for a claim includes the relevant UTCC cases that will help.

Govan Community Law Centre, Glasgow, Scotland | Free legal resources

Cases are being won in Scotland despite the Legal Action South of the Border.

Good Luck!
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Old 26th August 2008, 23:45   #5 (permalink)
daviet1976
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Default Re: Common Law arguments vs UTCC

But not since the start of the year in Edinburgh.

Seems everywhere is sisting claims at the moment.
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