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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 23rd June 2006, 00:28   #1 (permalink)
marko2002
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marko2002 Novitiate
Default Claim rasied at Sheriff Court

Hi guys,

I did have a thread on the main section of this forum although thought it more relevant to post my case here as my case is in Scotland.

Anyways, I have a total claim pending for £1027 across 2 accounts with the Halifax although made a claim for 1 account today for £405 and will submit my second claim once this has been dealt with.

It can be a bit of a puzzle when completing the forms and all, but once you get your head around it all it's not too bad at all, and if in doubt at all ASK at the Sheriff Court for advice as these guys are only too happy to assist as they would rather you got it right first time than them having to return your papers and have you correct anything!. Obviously, they cannot comment on your case in particular, but can offer assistance on the correct way to complete the forms - basically I took my completed form to them and asked if they could have a quick look and advise of any discrepancies to which I found the sum I was claiming SHOULDN'T include the actual amount of the interest but instead should only be the amount of CHARGES claimed with the usual line after it saying "with interest on that sum at the rate 8% annually from the date of service for each charge".

Anyways, will keep everyone informed of the progress of my claim!!!.

Cheers
Marko
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Old 24th June 2006, 13:30   #2 (permalink)
EdinburghKev
Basic Account Customer
Default Re: Claim rasied at Sheriff Court

I agree, the court clerk in Edinburgh was very helpful. They did say to remove the words:

'from the date of service'

from my claim. The lady said they had taken advice about this because of the number of claims (identical) they have seen.
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Old 24th June 2006, 13:35   #3 (permalink)
fruitycar
Classic Account Customer
Default Re: Claim rasied at Sheriff Court

Quote:
Originally Posted by EdinburghKev
I agree, the court clerk in Edinburgh was very helpful. They did say to remove the words:

'from the date of service'

from my claim. The lady said they had taken advice about this because of the number of claims (identical) they have seen.
Did she explain why?
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Old 24th June 2006, 19:32   #4 (permalink)
EdinburghKev
Basic Account Customer
Default Re: Claim rasied at Sheriff Court

The lady never said why but I think court would award 8% of the claim in interest if the case got that far and not 8% from the date of service of the charge. This just my guess though.
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