Isle of Man

A.T. · 10th June 2006, 19:58

I'm very new to all this.... so i hope this arrivies in the right place!

I am with the Isle of Man Bank which is now part of the NatWest. I am frankly amazed to find that the horrific charges i have paid over the years are illegal.
Before I begin my attempt to reclaim I would like to check that this information all applies to the Isle of Man. Often the types of accounts offerd by the bank vary because of the differences in the tax system here, but i would have thought that the legality of charges would remain the same.

I would be grateful to find out if anyone on the Isle of Man has tried to recalim their charges already?
Or
If anyone has any information that may clarify my situation?

Thank you

BankFodder · 10th June 2006, 20:36

I am unable to tell you if the common law is the same. You will have to discover that for yourself. I am sure that the Unfair Terms in Consumer Contracts Regulations apply to the Isle of Man because they represent a European wide consumer law regime.
As for Isle of Man access to the small claims system, you will have to discover that and it would be useful if you would let us know what the answers are.

In summary I think say that your charge are recoverable or whether the means of doing it are the same we cannot say

johnc007 · 7th November 2006, 15:07

this might help you

http://www.consumeractiongroup.co.uk...-isle-man.html

johnc007 · 9th November 2006, 22:49

Im taking them on at the moment

thread http://www.consumeractiongroup.co.uk...ht=isle+of+man

johnc007 · 19th November 2006, 18:35

hope these help

http://www.consumeractiongroup.co.uk...-isle-man.html

buzby · 20th November 2006, 13:57

Just a thought - NatWest is wholly owned by the RBS, isn't this the more appropriate Defender...?

johnc007 · 20th November 2006, 21:56

no has to be the Isle of Man bank there seperate entities on the Island, RBS just happen to be the parent company its a bit like barclays and barclaycard

buzby · 20th November 2006, 22:04

Quote:

Originally Posted by johnc007

no has to be the Isle of Man bank there seperate entities on the Island, RBS just happen to be the parent company its a bit like barclays and barclaycard

Perhaps, but then the action would be properly served on the IoM Bank rather than NatWest, rather than yet another subsidiary....! (If you see what I mean!).

johnc007 · 21st November 2006, 01:42

thats true but as there isnt a forum for the Isle of Man bank yet it has to go on the parent compay I have asked BankFodder to set one up but it hasnt been done yet

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