We Need Your Litigation Details!!!!!

[BankFodder]

http://www.consumeractiongroup.co.uk...itigation.html...

[Ju499]

Hi

RBOS has via cobbetts, lodged a defence, the case has been transferred to my local court (preston county), with an ex parte order that allocation questionnaire be dispensed wtih. Am waiting to see what happens next.

Sorry, case no in papers at work not home.

Started in moneyclaim. Amount claimed inc interst approx £2,000 been offered £1400.

Puzzled that the day before the sols filed their defence, i got a letter from RBOS re iterating their previous proposal and urged me to get in touch. When i did, they indicated they would be happy to negoate but when i referred to on going court proceedings, then they said they couldnt deal and i had to deal with sols.

Bit worred, now waiting for info from the court. Cobbetts tried to blind me with legalese, asking for further and better particulars, a sols friend of mine checked and said it was a standard template, i answered it equally as vague i.e the Defendnat has this info within their power or control etc... as it was asking for my bank acc details and how i broke down the charges (when i have highlighted my accs and returned them to the RBOS)

If anyone has got to this stage i would appreciate help!!!

thanks

[paulomarto]

Hi I have just recieved the defence from cobbetts and did't understand much of the jargon that they have used either. They asked me for my account information such as account name, number, and sort code. They also asked me to identify the date, amount, and reason for each charge. They also asked me to identify whether i feel the charges should not have been charged at all and if so why do I feel this. Or whether I feel they should not have been charged in the amount that they have and if it is why do I feel this and how much do I feel I should have been charged. They also asked me to specify how I came to the conclusion that the charges are "an unfair penalty under the Unfair Terms in Consumer Contracts Regulations 1999" and in particular identify the regulations relied upon.

These are not the exact words as it is put into solicitor language but is this what you have also recieved and if so, who did you send the response to? the court or the solicitor? and if you did send a response with what answers did you respond with???

Thanx any help would be very appreciated it made me stumble when I opened the letter and read it for the first time

[reclaimone]

Hi Paulo.

I got a similar request (CPR 1.

Shall I ignore this letter, and just wait for it to go to small claims court?

Thanks for any help.

[paulomarto]

Originally Posted by reclaimone

Hi Paulo.

I got a similar request (CPR 1.

Shall I ignore this letter, and just wait for it to go to small claims court?

Thanks for any help.

Well theres templates on my post paulomarto vs RBS with what I replied with

But you only need to reply to these requests when ordered to by the judge, so if ya want all you need to do is to reply with your account information (name, sort code, account number) and the list of charges and what the charges were for (bounced cheques, direct debits, unauthorised overdrafts etc) but if you want to scare the solicitors a bit take a look at the templates i have pe put on my post and see if its similar to what you need to reply