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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 20th January 2007, 13:37   #1 (permalink)
bluespring
Basic Account Customer
Default Court Bankruptcy Question?

Can anyone offer any advice on a court claim please. Bank of Scotland, court date set, court letter sent to us and it is saying have we sought permission from the previous bankruptcy people in order to make this claim. I am making the claim on behalf of my mother and stepfather (he was made business bankrupt one year ago). BofS have already settled on the actual business bankrupt account! and we are now claiming on a seperate personal joint account - what is going on?
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Old 20th January 2007, 15:27   #2 (permalink)
gizmo111
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Watch out, there are Claims Touts about!

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Default Re: Court Bankruptcy Question?

Who is actually asking the question - the court or the bank?
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Old 21st January 2007, 15:30   #3 (permalink)
bluespring
Basic Account Customer
Default Re: Court Bankruptcy Question?

Apparently, the court.
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Old 21st January 2007, 15:38   #4 (permalink)
gizmo111
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Default Re: Court Bankruptcy Question?

How did the previous BR come to the attention of the court?
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Old 21st January 2007, 17:00   #5 (permalink)
bluespring
Basic Account Customer
Default Re: Court Bankruptcy Question?

The Banks solicitors put it into the defence, personally I think they have paid out on the bankrupt business account (which they settled on) by mistake (got the paper work mixed up perhaps) thinking it was the personal joint current account (which is at court at the moment), perhaps they still think that?
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Old 21st January 2007, 20:06   #6 (permalink)
gizmo111
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Default Re: Court Bankruptcy Question?

I think the sticking point here wil lbe that they never actaully paid the charges as they were written off in BR.
AFAIK if the bankrupt is discharged then they have no obligation whatsover to tell the trustee, but it may worth a call to getthis clarified.
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Old 23rd January 2007, 13:38   #7 (permalink)
brechiner
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Default Re: Court Bankruptcy Question?

Where is the case being held, England or Scotland?
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Old 23rd January 2007, 14:24   #8 (permalink)
bluespring
Basic Account Customer
Default Thanks to the zooman

Thanks for everyone's assistance on this matter. The zooman in the end, help find a resolution, thanks zooman.
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