Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Come and chat with us here (NB: External site NOT affiliated with CAG)
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Royal Bank of Scotland Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
6th December 2006, 23:26
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#1 (permalink)
| | Basic Account Customer | Claims in County Court - England/Wales - timescales Assuming a "straightforward" claim against an English/Welsh address in an ideal world
Day 1 - Claim issued
Day 3 - Claim deemed served
Day 17 - Deadline for Defendant to file Defence/Admission or acknowledge
Day 31 - Deadline for Defendant to file Defence if claim acknowledged
Once Defence has been filed, if claim started via MCOL, claim transferred to Claimant's home Court and Allocation Questionnaires sent out, usually to be completed within 2 weeks. Claims over £1,500 have to pay £100 allocation fee.
Once Allocation Questionnaires have been received by the Court, the file is passed up to a District Judge to decide on allocation. As a general rule, claims under £5,000 are allocated to small claims track, £5,000 to £50,000 to fast track and over £50,000 to multi track.
Costs are not usually recoverable by either side in a claim allocated to small claims.
Usually takes 2 to 4 weeks for allocation to be dealt with by Judge, depending where your home Court is - for those unfortunate enough to live in large city, it could take longer!
Assuming claim allocated to small claims track, the normal directions provided for the management of the claim to the small claims hearing are for each side to exchange documents/statements to be relied upon by no later than 14 days before the hearing.
On the day of the hearing, if you get that far without settling, expect to lose half a day attending Court.
Most of all, don't panic - there are plenty of us on here to lend support and please use the Buddy system if you need to - it's does what it says on the tin! |
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The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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