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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Royal Bank of Scotland

Royal Bank of Scotland Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 5th September 2006, 14:43   #1 (permalink)
cheesy
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Default Is the procedure any different for RBoS?

Sorry if this is a really stupid question or if it has been asked elsewhere but I missed it.

I live in England and banked with RBoS through their Liverpool group of branches but the addresses I have for sending my S.A.R - (Subject Access Request) are in Edinburgh. If I am dealing with RBoS in scotland does Scottish law apply?

I have previously used this site successfully for a small claim against Abbey and now want to go through my banking history with RBoS. I just need to know if the proceedure is exactly the same.

Thanks in advance,

Cheesy
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Old 5th September 2006, 16:25   #2 (permalink)
davidhannam
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Default Re: Is the procedure any different for RBoS?

think most ppl sent their S.A.R - (Subject Access Request) to their branches...i did
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Old 5th September 2006, 20:57   #3 (permalink)
davefirewalker
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Default Re: Is the procedure any different for RBoS?

You can deal with any "branch" in the rbos group. I started off with my local branch for the S.A.R - (Subject Access Request) and initial contact. Now it has escalated to Scotland, but when I claim it will be against their London branch (litigation section)

carry on with your dealings with Edinburgh (it all gets sent there anyway) but file your claim in england.

Dave
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Old 6th September 2006, 13:49   #4 (permalink)
cheesy
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Default Re: Is the procedure any different for RBoS?

OK, thanks guys
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Old 13th September 2006, 14:23   #5 (permalink)
cheesy
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Default RBS wont give me old account numbers

Please can people give me their opinions. Perhaps I am being greedy?

I used to be an RBS customer. Between 1997 and 2002 I had a savings account, a royalties account and a graduate loan account. After graduating I got into financial trouble for a time and missed some repayments on my loan. I incurred charges but don't know how many/ how much. I finally cleared my debts and closed my account(s) in disgust.

I would now like to reclaim. My problem is I don't seem to have kept my old account stationery or statements and have moved house so many times I don't even know where to look. I suspect I may have thrown them out.

I made my S.A.R - (Subject Access Request) but was told without full sort codes and account numbers they can't help. I have one account number (which I think was the current account) and imagine the others must be linked. But have been told by my old branch (Liverpool) that they don't keep old info on the system and they can't help.

Without my account numbers I can't request old statements or prepare my claim.

Has this happened to anyone else?
How do I proceed?
Under Freedom of Information Act and Data Protection Act laws do RBS have a duty to give me this info?
Should I give up?

Thanks, Cheesy
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Old 13th September 2006, 17:43   #6 (permalink)
Fullyskinted
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Default Re: RBS wont give me old account numbers

Do you have any old BANK statements that show the payments to RBS? They have an acct ref on them.

I know as I have just today tried sorting on eof my own problems with RBS out - Ihavent had a statement for 3 years as they never got the change of address form when I moved. Now sorting it out (I had not noticed for some reason, even though its been coming out of the bank OK).

Im having them send me the statement to the new address once I have submitted a letter stating exactly hwt has occurred.

Hope that helps a little
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