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The Bank Action Group - against unlawful bank charges
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 6th September 2006, 18:31   #1 (permalink)
Marky Boy
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Jun 2006
Posts: 6
Marky Boy Novitiate
Default RBS Loans
Hi all,

Just a really quick question. I am going to claim money back from the RBS. However i have a loan with them, and an overdraft. I could probs pay off the overdraft, but not the loan.

If i claim and they close my account do i have to pay the loan back there and then??? Also are they known for closing accounts???

I did have a look in the FAQ but couldn't find these answers.

Thanks

Mark
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Old 6th September 2006, 21:22   #2 (permalink)
davefirewalker
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davefirewalker Informativedavefirewalker Informativedavefirewalker Informativedavefirewalker Informativedavefirewalker Informative
Default Re: RBS Loans
Hi mark

I'm in the same boat..... I have a small overdraft (£500 ) and a considerable loan.
The loan and the bank account are two different creatures. if they close your account (unlikely but possible) then the loan would still have to be paid as per aggreement by other means. they could request immediate repayment of the overdraft but not the loan.

Dave
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