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The Bank Action Group - against unlawful bank charges
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Royal Bank of Scotland Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 21st August 2006, 21:27   #1 (permalink)
NLSneddon
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 8
NLSneddon Novitiate
Unhappy RBS not budging!

I sent away my preliminary request for payment and received a letter back stating that they wouldnt refund charges as they think they are fair blah blah blah... then said

'We do not accept Office of Fair Trading's findings in relatrion to credit card fees. We are concerned that the Office Of Fair Trading has publicly called into question the setting of charges applied to other products, including current accounts. The Office of Fair Trading has restricted its investigation to credit cards and made no attempt to consult with RBS or the industry in relation to other, entirely different products'

Surely this is no excuse for the unfair charges? Can i still proceed with the LBA? And they have failed to note that it is a student account and i should have not been charged a service charge. I did tell them all this in the letter before!

Any help????
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Old 21st August 2006, 22:31   #2 (permalink)
MARTIN3030
Site Team
 
MARTIN3030's Avatar
Default Re: RBS not budging!

Proceed as per procedure........take no excuses go for the money

It belongs to you...and you WILL get it !

__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.DEC 08
Citi Cards.Stayed;Stay lifted -hearing FEB09
Default removals;Rbs stayed
Virgin media; Judgement by default.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.

Please read up on posting.If in doubt-leave it out.


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Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
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Old 22nd August 2006, 01:04   #3 (permalink)
Shazza_G_
Basic Account Customer
Default Re: RBS not budging!

I'm new to this site today......PLEASE keep going. I'm going to track your progress and begin my attempt at getting back £3,020 from Virgin One account this week.

GOOD LUCK and KEEP GOING!

Shazza
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Old 22nd August 2006, 01:25   #4 (permalink)
MARTIN3030
Site Team
 
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Default Re: RBS not budging!

Shazza Hi and welcome to the site.
Just a couple of little introductory pointers;

Read thru the faqs

Start your own thread in your bank group.

If you need any help along the way ......its all here.

__________________
Halifax ; First and easiest of the lot.
Royal Bank Scot; 1 done 1 stayed
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.1 won Round 2 limitation hearing.DEC 08
Citi Cards.Stayed;Stay lifted -hearing FEB09
Default removals;Rbs stayed
Virgin media; Judgement by default.
Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent.

Please read up on posting.If in doubt-leave it out.


DONATIONS HELP US TO HELP YOU
However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html





Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
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Old 22nd August 2006, 12:31   #5 (permalink)
Shazza_G_
Basic Account Customer
Default Re: RBS not budging!

tyvm for your reply and THANK YOU for being there. I sincerely hope not to have to contact you for help and will read and re-read the info before we get started.
Do rest assured that if I am successful, 5% will be going to the site.
Have a GREAT day,
Shazza
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