Thinking of takeing on rbs but need some Q's answered first.

[Pimp Cat]

As above, I need to Q answered before i go any further.

I had a RBS Advanta credit card which i want to reclaim the charges from.

Q1. What charges can i apply to get back and can a default be removed as it was mainly the charges that caused it.

Q2. The only credit card i can find from RBS is the MINT card. i take it they have just changed the name so can i send my Data Protection Act letter to the person in charge of mint??

Q3. As i live in England and RBS is obviously scotish which court will i need to take them to??

Thanks in advance.

Pc.

[Pimp Cat]

31 views and no replys!

someone must know the answers to these questions.

Please help.

Pc.

I think you need to do some reading.
Almost every question you can think of is answered in the FAQ and Libraries section.

Stew.

[Pimp Cat]

I have read every part of the faqs a few times before i started my actions against lloyds bank, But nowhere in there does it ask or answer the questions above, other than the second half of the first question.

Meh! well if no one knows i'll just try it and see what happens! how wrong can it go!

Pc.

[woolfie]

Hi there,

Q1. What charges can i apply to get back and can a default be removed as it was mainly the charges that caused it.

You can apply for your late payment, over limit and charges for bounced direct debits, for example if you were paying your monthly payment to your card by direct debit and they returned one due to insufficient funds and your cc charged you.

Q2. The only credit card i can find from RBS is the MINT card. i take it they have just changed the name so can i send my Data Protection Act letter to the person in charge of mint??

Not too sure about this but I would be inclined to give RBS a phone and ask.


Q3. As i live in England and RBS is obviously scotish which court will i need to take them to??

I think you can take them to a local Countly Court but if you phone your local court they will advise.

How wrong can you get it? well one chap on here served court papers on themself!!!

Woolfie

[BigCol]

Is the RBS Credit Card business not run from Southend-on-Sea? Does that not count as the 'Branch' in this case? cf MBNA operating out of Chester? If that's so then rock on with MoneyClaim......

[Pimp Cat]

Cheers guys.

If i can claim for that then rock on! cos thats what most of the balance was made up of!

gonna have to try and dig out a statemment and get an address and telephone number hopefully i didn't shread them all!

Lol at the guy who served him self!! just goes to show the only stupid question is the one you didn't ask!

Thanks alot guys, gonna have some work to do over the next few weeks i think.

cheers again.

Pc.