Debt_Mountain vs Bank Of Scotland - Sharing my personal information.

debt_mountain · 4th September 2007, 15:45

Now that the bank charges are all resolved I am now taking BOS to court for reporting my personal information with the CRAs without my permission.

They are reporting 4 accounts, 1 is allegedly sold to Cabot and the other 3 were all cleared some years ago.

Cabot are already in court for what they are sharing so I thought it only correct I go for the original creditor too.

Claiming damages andt cost to check my credit file every month since I asked them to stop and the removal of all information as they don't have any agreements. I have asked for them and they have supplied 2 application forms and 2 agreements but no T/C.

I am also using the "the contract has ended" arguement as they have continued to share my data but there is no law allowing them to do so in pertuity.

Should have been served today but will need to wait for the notice from the court.

overflow · 4th September 2007, 17:00

HI DM

Sorry to hear your having so much trouble. Hope you get it all sorted out soon, your right they dont have the right to do this to you.

Good Luck.

Regards

debt_mountain · 4th September 2007, 17:18

Quote:

Originally Posted by overflow

HI DM

Sorry to hear your having so much trouble. Hope you get it all sorted out soon, your right they dont have the right to do this to you.

Good Luck.

Regards

I don't see this so much as trouble, I see this as sport. They have already done all the damage they can it can only get better from here. I have had loads of charges back that are far more than the defaulted amounts added together.

overflow · 4th September 2007, 18:19

Hi DM.

Well good for you .
Thats the spirit, you sound so positive .
Glad to see they cant intimidate you.

Regards.

debt_mountain · 6th September 2007, 09:53

N1 is now served and they currently have until 20 Sept to acknowledge/defend/stop sharing.

sea-sidelady · 6th September 2007, 10:14

So now its back to the waiting..

debt_mountain · 17th September 2007, 14:34

They have now acknowledged the claim so have until the 4th Oct to file a defence.

overflow · 17th September 2007, 15:39

HI DM.

Just makes me wonder if they will file defence as with a lot of people they have said they were going to but havent, mine included.

Dont forget if they dont, go straight for a Judgement by Default . dont allow them anymore time than they have already had.

Good Luck keep us updated.

Regards

debt_mountain · 3rd October 2007, 08:36

my mistake it was only til the 2nd Oct to file a defence and nothing in the post, so I will call the court to check if they got anything and if not its of to complete the judgement form.

debt_mountain · 3rd October 2007, 10:58

Nothing with the court, request for judgement entered.

Lets see if they grovel to the court or just fold and payup and remove all defaults.

debt_mountain · 15th January 2008, 13:05

in court tomorrow with them but they have faxed me a full settlement including £350 + removal of info. We have faxed the court asking for a further 30 days while they execute the settlement.

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