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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
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Royal Bank of Scotland Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 21st June 2007, 22:08   #1 (permalink)
Angela25
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Apr 2007
Posts: 2
Angela25 Novitiate
Default R B S; letter sent to me advising 4-6 weeks to look into claim? is this normal?

Hi everyone, I sent an inital letter off to R B O S on 17th May asking for over £4k in bank charges back, they sent me a letter within the 14 days advising that they are looking into my claim and will take 4-6 weeks?

is this normal? has anyone esle had this? Should I wait a few more weeks before doing anything?

any help is appreciated
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Old 21st June 2007, 23:23   #2 (permalink)
broke as usual
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broke as usual Novitiate
Default Re: R B S; letter sent to me advising 4-6 weeks to look into claim? is this normal?

Hi Angela,
I had exactly the same letter but with 6 to 7 weeks.
Did not take any notice of this and stuck to my time table and sent 2'nd letter after 14 days. Still did not get a reply.

I'm new to this myself so would not like to give any advice but good luck with your claim.
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Old 22nd June 2007, 00:03   #3 (permalink)
Kurt_Hamster
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Default Re: R B S; letter sent to me advising 4-6 weeks to look into claim? is this normal?

It's perfectly normal. It's a tried and tested way of delaying claims. I dread to think how many people have fallen for it.

If your preferred method of reclaiming is via the courts then ignore their timescale and stick with your own.

If you are intending using the FoS as your preferred method of reclaiming then you need to give the bank 56 days (8 weeks) to sort it out before you can escalate to the Financial Ombudsman.

Don't forget who's in charge of this reclaim attempt... you. For once what you say goes, and not what the bank says.
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Old 22nd June 2007, 15:05   #4 (permalink)
clmxy00
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Default Re: R B S; letter sent to me advising 4-6 weeks to look into claim? is this normal?

take them to court, they will just delay you as long as possible...
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Old 22nd June 2007, 20:16   #5 (permalink)
Angela25
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Angela25 Novitiate
Wink Re: R B S; letter sent to me advising 4-6 weeks to look into claim? is this normal?

thanks for all your replies, I was thinking about emailing thier cutomer relations tem but I was worried that it wouldnt look professional - almost like im desparte for them to settle?

think I will wait 1 more week and then send the LBA - keep you all informed - thanks again
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Old 22nd June 2007, 20:36   #6 (permalink)
miss muppet
Gold Account Customer
Default Re: R B S; letter sent to me advising 4-6 weeks to look into claim? is this normal?

No Angela25, as already stated its your timescale not theirs, send the LBA off and take no notice of their fob-off letters. Good luck!
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