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Small Claims Procedure by Judge Patricia Pearl
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Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 16th May 2008, 22:13   #1 (permalink)
fionast74
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Watch out, there are Claims Touts about!

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Join Date: Jul 2006
Posts: 2
fionast74 Novitiate
Default childrens website - help please

Hi I need some help and advice. I browsed a website regarding childrens sats tests and to register i had to leave my home no. of course a few days later i received a call saying they have a special offer no obligation pack that I can have a look at and if its not for me I can send it back, all i had to do was pay a £9 deposit, which i did paying with my bank card. A few days later i never received any goods so i called the no. and all i got was a recorded message saying they were closed, when they shouldn't have been so i decided to email them. I received an auto generated reply saying they would be in touch within 2-3 days. Another few days pass and still nothing, i find another no. on there website and try this only to listen to awful music for 25mins so i decided to send 4 more emails (kind of peed off by now) i get the same reply and still nothing. So it was to my great shock that when I was checking my bank balance this evening I see they have taken a further £80 out of my account!!!!! I immediately call the bank, they cancel my card and start a fraud investigation. This has now taken me over my overdraft and will get a lovely £30 charge tomorrow. I have since checked out this website and they seeml egit but i just read there terms and conditions which states that if they don't receive there goods back within 7 days they automatically charge you full costs , the lovely sales lady omitted to tell me that one. Am I liable for this even though I have never received there goods, not signed for anthying and even paid a deposit???? please help i can't afford to lose this money.

fiona

Last edited by fionast74; 16th May 2008 at 22:40. Reason: wrong forum
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Old 17th May 2008, 00:39   #2 (permalink)
Mr lex
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Mr lex Highly informativeMr lex Highly informativeMr lex Highly informativeMr lex Highly informativeMr lex Highly informativeMr lex Highly informative
Default Re: mychild.co.uk - help please

Hi Fiona,

First of all, Welcome to the Consumer Action Group

There are two things I can think of you can do to start with.

1st. Contact Companies House and see if they are a Reg. Company and if they have a registered address you can write to

Companies House

2nd. Check their website again and see if their website is 'Hosted' If you contact the host company, they may pass on your complaint to their client, it has work for me once before.

I hope this helps

Lex
__________________
Please don't rush, take time to read these:-
&
&

This is always worth referring to

Thinking about claiming 'Hardship'

Barclays do Pay :-


Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 18th May 2008, 16:56   #3 (permalink)
kittycatty
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Default Re: mychild.co.uk - help please

Hi
I have had dealings with this company.
I received my disks, but when I tried to cancel no-body answered or the telephone message said offices now closed when they advertises opening times 10-4.

Subsequently I was charged but managed to reclaim the money from my credit card.

I also reported to TS and they were aware of this company/scam.
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Old 18th May 2008, 17:48   #4 (permalink)
Helford
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Default Re: mychild.co.uk - help please

They were also featured on BBC Watchdog a couple of years ago!

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