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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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NW11 7PE
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Would you like to clean up your credit file? Check it out | | | | | | | Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
20th June 2007, 12:51
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#3 (permalink)
| | Platinum Account Customer | Re: Homeless Small Baby Partner Left If I understand correctly; the council has paid you housing benefit and your partner has spent it on something else. The council will not pursue you for it but the landlord might. Unless he will agree to some kind of instalments repayment option, he may proceed with the possession action. Councils often help with arrears as it is more practical and cheaper for them then house you in a temprary accommodation.
There is no requirement for you to attend a meeting with your partner if he has left. But you must be absolutely clear in the meeting; the financial mismanagment was due to your ex-partner's actions, not yours. This will help you to avoid a label of "intentional homelessness" where council can wash their hands of you.
I notice you have a small baby; in my experience, in times of such upheaval, which is very often accompanied by post-natal depression, it is very difficult to manage on every day basic level, let alone deal with irresponsible partner and eviction.
Council may also try to shove you into your relatives/friends home- be prepared to offer explanation why you cannot stay with someone else.
Call Shelter and discuss with thm your current situation with regards to possession proceedings: Shelter: Advice and support
__________________ Tenants forum users; I am unable to reply to Private Messages. This is due to two reasons; time constraints and liability. If I get things wrong in the open forum, there will be someone else to correct my mistake. So please ask in the open forums and access knowledge and experience of many. Myalgic Encephalomyelitis (M.E.) affect five times more people then AIDS in UK yet there is NO funding for research. It devastates lives, its cruel and there is no cure. It makes my blood boil that even illnesses have to be fashionable to get the funding and recognition Sign the petition: http://petitions.pm.gov.uk/ME-is-real/ |
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20th June 2007, 16:28
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#5 (permalink)
| | Platinum Account Customer | Re: Homeless Small Baby Partner Left Quote: |
they only have duty to re-house me for 28 days
| WHAT???
wrong, wrong, wrong.
My advice is: make an immediate homelessness application, on basis of being theatened with homelessness.
See post: http://www.consumeractiongroup.co.uk...tml#post869601
and Shelter: Homelessness
The local authority has a duty to conduct inquiries and to accommodate you in interim period.
Using Shelter: Advice services directory find a local help source.
Make fuss, do not ever take LA arguments on face value, prepare yourself and be strong. READ UP, know your rights. |
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22nd June 2007, 23:46
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#7 (permalink)
| | Basic Account Customer | Re: Homeless Small Baby Partner Left hi hope u r well, not sure if this will help, when you got notice the bailiffs were coming you should of registered as homeless, this would of given you 28 days to find accomodation, we have just had a similar problem with family member, was made homeless we took them in and small child, they went to council next day to register as homeless, ( if this is deemed unintenional homeless they have to rehouse you or put you in bed and breakfast accom until suitable accom is found, not jsut 28 days, if they are stating they only have to house yo for 28 days would seem they are seeing you as being intentionally homelessSEEK ADVICE FROM C.A.B asap, or other welfare group good luck |
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23rd June 2007, 11:37
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#8 (permalink)
| | Gold Account Customer | Re: Homeless Small Baby Partner Left Quote:
Originally Posted by marta78 thanks!! am trying to gather all the strength I have left and as much info as possible. | I have re-read your original post, and can tell you that things are not as black as you think.
As you are more than 8 weeks in arrears, the local authority will pay you landlord direct. That's the most important thing: he has rent coming in so can meet his mortgage/leasehold/legal obligations.
Approach him and explain how you have been let down by your ex. See if you can agree a schedule of repayments to clear the arrears over time. If you are making an effort and show you are responsible, most landlords are reasonable. After all, if they take proceedings they will almost certainly have a void (vacant) period of at least a month.
Lastly, when HB last review your rent? If more than a year then, if like our area, rents have risen your landlord can increase your rent likewise and HB can re-assess your benefit.
__________________ On some things I am very knowledgeable, on other things I am stupid. Trouble is, sometimes I discover that the former is the latter or vice versa, and I don't know this until later - maybe even much later. Read anything I write with the above in mind. E|B S|I |
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26th June 2007, 19:37
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#9 (permalink)
| | Basic Account Customer | Re: Homeless Small Baby Partner Left Quote:
Originally Posted by tigga_1961 ( if this is deemed unintenional homeless | can you explain her what you mean by unintenional homeless, what would be classed as unintenional?
thanks |
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Similar Threads | | Thread | Thread Starter | The Consumer Forums | Replies | Last Post | | homeless now | bradqwer | Residential and Commercial Lettings | 16 | 16th June 2007 08:29 | | Pne baby vs Abbey | pnebaby | Abbey Bank | 1 | 27th February 2007 13:17 | | Baby bee-V-Nationwide | baby bee | The Nationwide | 3 | 12th January 2007 14:20 | | Baby bee v nationwide | baby bee | Welcome to the Consumer Forums | 1 | 11th January 2007 17:52 | | £5K and a baby!! | lynseylou | HSBC Bank | 55 | 27th December 2006 19:51 |
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