Hello kirbylj; I am sorry that you are having tough time and that some parasites cannot stop themselves from feeding on it.
Please look at the following website:
http://www.oft.gov.uk/shared_oft/con...ral/oft381.pdf Only a court can decide if terms are unfair.
One thing a court won’t look at is a term
stating the rent - provided it is written in clear
language. But other terms may be unfair if:
• it makes you pay an excessive interest
rate or extra penalty charges for late
payment of rent;
Also, another helpful site is at:
http://www.oft.gov.uk/shared_oft/rep...rms/oft356.pdf
This is more meaty and lenghty.
You also need to look at your contract and check if these penalty charges are included. Even if they are, they could be considered unfair therefore not binding in accordance with OFT advice.
Remember also that your contract is with the landlady, not the agency. Pay her rent, carefully keeping all the receipts and write to the agency that you do not intent to pay their charges.
These penalty charges, on top of being unfair, would also qualify for similar treatment as
bank charges
. This is that if the charges are to pay for the cost of transgressions that they exceed that and are disproportionate contrary to common law and consumer legislation
Or
If the charges are the price of a contractual service then the price exceeds what is reasonable as required by S.15, Supply of Goods and Services Act 1982.
It would be useful if you could read FAQ and the statues library section on this website.