consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 29th March 2007, 20:09   #1 (permalink)
krysus
Basic Account Customer
 
krysus's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 95
krysus Novitiate
Default krysus vs ex-landlord

Ok.... i've received a court date for a dispute with my ex-landlord - i'm the defendant.

Notice of Allocation says to send copies of (amongst other things):
1. tenancy agreement and inventory
2. invoices for cleaning & decorating
3. estimates for a replacement items

Basically, he's trying to claim cleaning/redecorating costs (<£100) and for a replacement desk (£145 + the cost of putting it together, wtf?).

Now, as there was no tenancy agreement nor inventory, and the redecorating was done by his crew of Polish immigrants, i doubt he has kosher invoices, nor does he have any proof of my liability for cleaning, etc. (no tenancy agreement).

He has never during our dispute provided any evidence of them, so i doubt he can provide them for the court. Also the desk would have cost £45 from Argos to replace (cheapo MDF job).

I feel it's betterment on both fronts - desk & cleaning.

He definitely can't provide tenancy/inventory, and i doubt invoices nor quotes for replacement items.


So, my question is.... does he really have a leg to stand on in Court?

If i was to gain other evidence about the landlord regarding his poor business practices in general, am i entitled to submit this to the Court to use in the hearing?

EDIT: Oh yeah, and he never used to give notice before coming round to the property - maybe a text, but this isn't "written notice", and also, i presume as it's HMO, every tenant would have to agree?

Last edited by krysus; 29th March 2007 at 20:48.
krysus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 29th March 2007, 23:20   #2 (permalink)
blacksheep1979
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 1,187
blacksheep1979 Informativeblacksheep1979 Informative
Default Re: krysus vs ex-landlord

He won't have to provide a tennancy agreement if he can show a regular payment from you - he will then have a contract in principal.
blacksheep1979 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th March 2007, 09:24   #3 (permalink)
knoxvillain
Gold Account Customer
 
knoxvillain's Avatar
Default Re: krysus vs ex-landlord

As MrShed always says though, no inventory = no deposit deductions. The landlord has to prove the state of the place when you moved in. Do NOT admit damaging anything to him. Let him prove it in court.
knoxvillain is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th April 2007, 15:49   #4 (permalink)
krysus
Basic Account Customer
 
krysus's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 95
krysus Novitiate
Default Re: krysus vs ex-landlord

UPDATE::

I've now received a transcript off my local council, via email, of certain sections of my ex-landlords HMO application for the property i lived in. Freedom of Information Act rocks!

In the section regarding tenancy agreements / inventories, he states:

FORM 4
4.7.1 Most but not all tenants have been provided with a tenancy agreement
4.7.6 A bond or deposit is required from tenants . No details are provided as to terms of the deposit .
4.7.8 Some but not all tenants are provided with an inventory of furniture and equipment. The licence applicant has indicated that he intends to take photographs in future.


Does this give me an edge in Court when i dispute his ridiculous claims?

Surely by his own admission that not all tenants have/had tenancy agreement/inventory, he's shot himself in the foot with regards to our dispute?

Is it worth me getting in touch will a couple of other ex-tenants for statements verifying that i removed the desk from my room, the kind of desk it was, and that it was seen elsewhere in the house? (I never removed it from the property, as he claims i did, hence the replacement cost, which is trumped up anyway).

Also, i figure it's worth getting the new tenant to verify the size of the desk, so i can show it wasn't an equal replacement.

I can also get statements verifying that the landlord never requested in writing permission to enter the house (always a text, and never to all of us [7]) - hence breach of a standard term of tenancy?

Ta as usual.

Last edited by krysus; 5th April 2007 at 16:13.
krysus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 13:11   #5 (permalink)
krysus
Basic Account Customer
 
krysus's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 95
krysus Novitiate
Default Re: krysus vs ex-landlord

Court Case is today.... thanks for all your help guys, i'll let you know how i got on later...
krysus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 13:21   #6 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: krysus vs ex-landlord

Fingers crossed krysus! Power to the people and all that
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 13:28   #7 (permalink)
krysus
Basic Account Customer
 
krysus's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 95
krysus Novitiate
Default Re: krysus vs ex-landlord

Cheers, Joa.

Hopefully he won't have a leg to stand on - no tenancy agreement, no inventory, dubious invoices, unfair charges (UTCCR 1999).... the list goes on!
krysus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 14:08   #8 (permalink)
knoxvillain
Gold Account Customer
 
knoxvillain's Avatar
Default Re: krysus vs ex-landlord

good luck!
knoxvillain is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 17:22   #9 (permalink)
krysus
Basic Account Customer
 
krysus's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 95
krysus Novitiate
Default Re: krysus vs ex-landlord



The judge ripped him to shreds!!

1.(Ex-)Landlord hadn't made a proper statement for Court, just assumed that all the correspondence and the MCOL submission would suffice!

2. No tenancy, hence no terms by which to allow 'deductions' for re-decorating, cleaning, etc.

3. Can't claim for letters / time spent

4. LL hadn't even replaced the desk he said he had!

Judge to him to "get his house in order" in case there happened to be a next time!

Didn't even get to read my 5 page monologue to really stick the knife in, wounded!!

Came back down to my initial "gesture of goodwill" of £100, gave him cheque there and then in front of Judge.

Could've been, though unlikely, £1600 worse off today. Instead LL has got egg on his face


Job done - thanks for your support guys.


HSBC LBA due tomorrow, best get on with it!
krysus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 17:28   #10 (permalink)
GuidoT
Site Team
 
GuidoT's Avatar
Default Re: krysus vs ex-landlord

I have been watching, you held your nerve well, well done.

Dodgy landlords, who needs them, I am amazed he had the audacity to turn up.
__________________
If I have been helpful please click on my scales and add a comment.
GuidoT is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 17:38   #11 (permalink)
Joa
Platinum Account Customer
 
Joa's Avatar
Default Re: krysus vs ex-landlord

Yeeeeeepie!!!!! good day, huh?
I have been offered today a settlement on one of my cases which is....£200 more then I asked for...lol
Well done you
Joa is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th June 2007, 18:22   #12 (permalink)
knoxvillain
Gold Account Customer
 
knoxvillain's Avatar
Default Re: krysus vs ex-landlord

well done to you (and you too joa )
knoxvillain is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools





Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.