Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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13th March 2007, 15:43
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#2 (permalink)
| | Platinum Account Customer | Re: Data Protection If you want to see data they hold about you send them a subject access request, there is a template in the library which you will need to amend to get the data they hold on you.
Depending on how they hold the data may influence how they deal with it.
It was generally held up until recently that manual systems were not relevant filing systems. Through discussions with the Information Commissioners Office this view has changed and its likely that almost any filing system would be relevant if it holds personal data as defined within the act.
When you say you want everything the Data Protection Act is clear about what constitutes data within the act and this is what you're entitled to, paraphrasing its stuff from which you could be identified.
you need to send them a written request along with the fee, it can be a max of £10 so unless they tell you otherwise send them a cheque for a tenner.
make sure you send this all recorded, they then have 40 days from receipt within which to comply.
If they fail they have breached the Data Protection Act and you can complain to the Information Commissioners Office or take them to court, i would prefer the latter route myself.
As much as it probably sounds daft under the circumstances, they are entitled to make sure you are who you say you are and they may ask for proof of id. If they do the act doesn't make any provision for this to be outside of the 40 day period although i haven't looked for any case law to check whether there has been any judgements on this issue.
To prevent them using this as an excuse you can if you wish send them a recent utility bill or similar.
HTH
Glenn
PS sorry not sure about the other questions.
__________________ Kick the shAbbey Habit Where were you? Next time please Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07 GE Capital (Store Cards) Information Commissioners Office says theyve been naughty MBNA - Settled in Full GE Capital (1st National) Settled Lombard Bank - Subject Access Request sent 16.02.07 MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA |
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