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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 7th March 2007, 12:26   #1 (permalink)
Cityguy23
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 84
Cityguy23 Novitiate
Default Credit Checks

hi guys, was wondering if someone could help me out?

Ive aplied to rent a house and the agents said they will do a credit check on me.

Will it matter that i have a few defaults? or do they just look for CCJs?

Ive applied with another two people and they have good credit, will this work in my favour?

When i phoned up and asked how long the application would take to process they said not long and that the credit check takes minutes and they no straight away, so assume that they must do a quick check online, does the quick check bring up defaults?

I no i can get a gaurantor but dont really want to go down that route.

Any help would be appreciated

Thanks Cityguy
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Old 7th March 2007, 15:19   #2 (permalink)
missm
Classic Account Customer
 
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Challenge your credit file?

Join Date: Jul 2006
Posts: 219
missm Novitiate
Default Re: Credit Checks

should be ok... my other half has lousy credit and we always pass the credit check ok. even after i just moved here and had no credit i passed ok.
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Old 7th March 2007, 16:01   #3 (permalink)
Cityguy23
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Watch out, there are Claims Touts about!

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Default Re: Credit Checks

thanks missm, they're doin the check 2morrow so fingers crossed
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Old 14th March 2007, 15:31   #4 (permalink)
Cityguy23
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 84
Cityguy23 Novitiate
Default Re: Credit Checks

Hey Guys,

Just thought i would let you all no the good news!

I passed my credit check with the landlord!

I dont no how beacuse my credit is very bad, im thinkin maybe they only look for CCJ's.

Anyway, its all good.

Moving in a weeks, wooohoooo


Cityguy
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