consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 25th July 2006, 13:29   #1 (permalink)
amartin1908
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 94
amartin1908 Novitiate
Default Notice to quit - Councils Response!

On the 19th June i was given a fully legal and binding notice to quit and AT6 - contacted council and had to wait 2 weeks for an appointment. Presented myself as going to be homeless and due to having depression and agorophobia (long term), my homeless officer advised I try for the medical points as well.......well now I am only three weeks away from my eviction date, and the council still have NOT processed my housing application. They are refusing to give me any homeless points until they have fully investigated my medical problems. I have explained to them, that as with other councils, they can process the application on the homeless status for the time being, and add the extra medical points at a later date, but they are refusing to do so even though I have VERBALLY been told they are accepting me as homeless. I have missed out on two possible flats with a housing association because of this, as all they need to grant me priority is confirmation from the council that I am effectively homeless in three weeks. I have contacted the CAB, who have also spoken to the council on my behalf, but they are refusing to budge! I am at my wits end, as with my medical problems, being put into a B&B away from what I know best, and away from the therapy groups etc is not going to be good for me!
__________________
Hearing date 04/12/06 - Halifax £399.62
Hearing date 04/12/06 - Cap One £167.21
amartin1908 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th July 2006, 00:49   #2 (permalink)
lisamellor
Gold Account Customer
 
lisamellor's Avatar
Default Re: Notice to quit - Councils Response!

have you got in touch with your local mp??
lisamellor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th July 2006, 01:31   #3 (permalink)
amartin1908
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 94
amartin1908 Novitiate
Default Re: Notice to quit - Councils Response!

Quote:
Originally Posted by lisamellor
have you got in touch with your local mp??
Can they help? I wouldnt know where to start!
amartin1908 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th July 2006, 09:24   #4 (permalink)
welly
Platinum Account Customer
 
welly's Avatar
Default Re: Notice to quit - Councils Response!

Hello

Send a letter and explain what is going and tell them about your medical condition or find out when his next surgery is and go along and see him/her and tell them whats gone on and they may be able to help.

Welly
welly is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th July 2006, 11:01   #5 (permalink)
Rich44
Platinum Account Customer
Default Re: Notice to quit - Councils Response!

Also dont worry about being out on the said date the council will tell you to stay put till there is a court order evicting you very stressful I know but thats how they work if you move out before being evicted they will claim you made yourself voluntarily homeless - idiots arent they? Do stay put tho
Rich44 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th July 2006, 23:58   #6 (permalink)
lisamellor
Gold Account Customer
 
lisamellor's Avatar
Default Re: Notice to quit - Councils Response!

hey if it comes to it squat!! they have more bloody rights anyway...

dont let them push you around, and dont get down about it.... look at things in a different way... are they gonna see you on the street with no house? no they aren't and in 6 months time, you will probably be somewhere better anyway....!

but defo get intouch with your m.p and ask him what he/she is going to do about it and keep in touch with him, dont let it go by a for a few days without getting in touch and seeing what he/she is doing.

also make yourself known at the council, ring them up everyday, mither them,(they will soon get the message) and probably get done what needs to be done, and keep a note on who you speak to and try to speak to one or two people at the most, so you dont confuse yourself.

lisaxx
lisaxx
__________________
if i have helped you at all click please the scales on top right!

ABBEY
11/4 S.A.R - (Subject Access Request) SENT OFF
1/6 LBA SENT
22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES
15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)
20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.
8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......
SETTLED IN FULL!!!!!!!

T MOBILE i won!
16/6 Data Protection Act SENT OFF

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!
7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH
7/9 FULL REFUND BEEN SENT!!
lisamellor is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th July 2006, 13:12   #7 (permalink)
cheddar
Platinum Account Customer
 
cheddar's Avatar
Default Re: Notice to quit - Councils Response!

Defo get in touch with your MP WriteToThem.com - Email or fax your Councillor, MP, MEP, MSP or Welsh, NI, London Assembly Member for free
cheddar is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st July 2006, 20:08   #8 (permalink)
amartin1908
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 94
amartin1908 Novitiate
Default Re: Notice to quit - Councils Response!

Well here is an update for you - for what its worth!!!!!!
I have been granted my medical priority ......however........this wont get processed until after the 7th of August, as my housing officer is on holiday till that date, and as I have annoyed them so much, no-one else will process it in his absence - eviction date is the 19th august!!!!!!!

Anyone got a spare cardboard box!!??

Joking aside - they will give me long term B&B accommodation until they can provide me with a permanent house or flat - but guess where they are going to put me??? Bearing in mind I suffer with agorophobia, they are going to smack me slap bang into a B&B in the middle of Edinburgh in one of the roughest areas imaginable - why bother acknowledging my medical difficulties if they are just going to go and make them even worse!!!!!!!!
amartin1908 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st July 2006, 20:15   #9 (permalink)
Lueeze
Guest
 
Posts: n/a
Default Re: Notice to quit - Councils Response!

it happened to me and the day i needed to leave they found me somewhere, its normal practice!
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st July 2006, 20:20   #10 (permalink)
amartin1908
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 94
amartin1908 Novitiate
Default Re: Notice to quit - Councils Response!

They have told me that as i have no dependants i can expect to be in B&B for a minimum of 6mths going off their current numbers of medical priorities!
amartin1908 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st July 2006, 21:24   #11 (permalink)
Rich44
Platinum Account Customer
Default Re: Notice to quit - Councils Response!

Sorry to sound down but theyre probably right because of right to buy and councils not funding new social housing there is a massive shortage in the UK.

Have you asked the council to refer your application to all the relevant HA's in the area assuming they run some kind of common housing register?
Rich44 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th August 2006, 20:25   #12 (permalink)
rubydoo
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 8
rubydoo Novitiate
Default Re: Notice to quit - Councils Response!

Hi

I too have just been served a Section 21 - Notice to Quit from my landlord. I'm gutted as we have not long since decorated this house. I have 3 children & I really don't need the upheaval & 2 months is not long really to get sorted. I told this to the Homeless section, asked if i really need to be out in 2 months, they told me that i don't, if i don't move then my landlord will have to take me to court for not moving, then again at a later date to have me evicted. It could take 6 months - 1 year to eventually get me out & it will be at the landlords expense.

Fingers crossed that i get offered a decent house as there is definately a shortage.
rubydoo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th August 2006, 20:32   #13 (permalink)
amartin1908
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 94
amartin1908 Novitiate
Default Re: Notice to quit - Councils Response!

Quote:
Originally Posted by rubydoo
Hi

I too have just been served a Section 21 - Notice to Quit from my landlord. I'm gutted as we have not long since decorated this house. I have 3 children & I really don't need the upheaval & 2 months is not long really to get sorted. I told this to the Homeless section, asked if i really need to be out in 2 months, they told me that i don't, if i don't move then my landlord will have to take me to court for not moving, then again at a later date to have me evicted. It could take 6 months - 1 year to eventually get me out & it will be at the landlords expense.

Fingers crossed that i get offered a decent house as there is definately a shortage.
I wouldnt take that as gospel - my homeless officer said that as notice to quit and AT6 had been issued, all the landlord had to do from there is apply to the court for an eviction....and as he has served correct papers the court would grant immediately - expected time allowance 1mth!!!! However, if you have only been given notice to quit, and NOT the AT6 - then he will need to either serve the AT6 at a later date with a new notice to quit (2mths). It might be advisable going and seeing your CAB office too......cos I think councils will tell you anything to get you out of their hair.

As an update to my situation....I now have 11 days till I am due to move, and the council rang me today to advise that they have now processed my application......woopeee doo......good job I managed to find a very understanding landlord that would let me move in with only a partial deposit ------moving date is thurs 17th!!!!!! YIPPPPEEEEEE
amartin1908 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th August 2006, 17:15   #14 (permalink)
AndyMann
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 2
AndyMann Novitiate
Default Re: Notice to quit - Councils Response!

Hello there, hope the move has gone well, came across you on here saying you had won £20k on a quiz show, couldnt that have helped?
AndyMann is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th September 2006, 16:42   #15 (permalink)
amartin1908
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 94
amartin1908 Novitiate
Default Re: Notice to quit - Councils Response!

I hve managed to find a reasonable landlord that will let me pay the deposit up, and its a cracking executive flat too....as for the £20k - that was 4yrs ago and long gone now lol
amartin1908 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th September 2006, 19:18   #16 (permalink)
AndyMann
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 2
AndyMann Novitiate
Default Re: Notice to quit - Councils Response!

Thats fantastic! Am assuming due to medical conditions you are on state benefits? Thats extremely lucky getting an executive flat in those circumstances.
Andy
AndyMann is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Iffy notice to quit? bogwart Residential and Commercial Lettings 5 9th March 2007 02:07
notice to quit, landlord at fault please help mrsharvey Residential and Commercial Lettings 3 7th January 2007 10:23
HSBC response to S10 notice meagain HSBC Bank 9 1st November 2006 19:31
Response to notice of intention to defend ianbrown Lloyds Bank 0 20th October 2006 14:56
been given notice to quit oooeee Residential and Commercial Lettings 10 25th July 2006 13:24




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.