consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 25th July 2006, 11:14   #1 (permalink)
smiley
Basic Account Customer
 
smiley's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 22
smiley Novitiate
Question joint tenancy arrears

Hi

PLEASE HELP!!
I am dissabled & we rent a property privately & my daughter & her family came to live with us last year. We agreed on a joint tenancy & to pay half each rent etc. I get housing benefit ( but not the full amount to cover my rent )which goes straight to landlady. The landlord put our rent up when my daughter moved in by £400 per month , (we sought legal advice from solicitor CAB & fare rents officer as we didn't agree with the amount but unbelievably they all told us he could charge what he wanted)
My daughter also got rent rebate but got the cheques sent straight to her bank.
We did everything legaly & told whoever concerned they had moved in but unfortunatley & mainly because we couldn't afford the higher rent of £1000per month it didn't work out & they just came home one day packed everything & up & left.
Unfortunalty while we were trying to get all the rent sorted out while she lived here we got into arrears with the rent but also my daughter haddn't been paying all her half & has left us with her owing over £900. we still owe some rent arrears but can sort that eventually but now the land lady has said we have to pay my daughters arrears as well.
Can anyone help please as we don't think it is our responsibility.
we all signed the tenency agreement so surely the landlady should chace my daughter for it.
thanks
brenda
smiley is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2006, 11:17   #2 (permalink)
S J
Guest
 
Posts: n/a
Default Re: joint tenancy arrears

If it was truly a joint tenancy then the rent liability is likely to be joint and several.
 
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2006, 11:44   #3 (permalink)
smiley
Basic Account Customer
 
smiley's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 22
smiley Novitiate
Default Re: joint tenancy arrears

we all 4 signed the tenancy agreement , myself & husband & my daughter & her husband, I have it here so do they have to pay their own arrears as the landlady is threatening us with eviction if we don't pay it all which is rediculous. & thanks for answering so quickly, this is a brilliant helpfull sight, I really do appreciate everyone taking the time to answer it's such a great help
thanks
brenda
smiley is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2006, 19:42   #4 (permalink)
meagain
Platinum Account Customer
Default Re: joint tenancy arrears

If you've all signed the agreement, it's most likely that you are indeed jointly and severally liable for the arrears. With individual tenancies, each tenant is responsible for their own rent, but with joint tenancies, all of the tenants are together responsible for all of the rent, meaning the landlady is within her rights to approach any of you and ask for it all.
meagain is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Tenancy Agreement johnhowell Residential and Commercial Lettings 18 1st May 2008 15:30
Right to end tenancy!!! Please advise 4thefans Residential and Commercial Lettings 0 14th March 2007 17:46
Can letting agents force joint tenancy? lucyec Residential and Commercial Lettings 21 8th March 2007 19:39
council tenancy miss mermaid Residential and Commercial Lettings 9 31st December 2006 00:11
Tenancy agreements LondonPam Residential and Commercial Lettings 1 30th October 2006 13:29




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.