consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 15th August 2008, 17:54   #1 (permalink)
Saffronflowers
Gold Account Customer
 
Saffronflowers's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 602
Saffronflowers NovitiateSaffronflowers Novitiate
Default S106 reason for refused Housing Assoc Exchange

A friend of mine has been refused a housing assosciation swap under the grounds of Regulation S106, that as far as I can see is a planning regulation. My friends housing assosciation are happy for the swap but it is the other one that is using this reason.

They are stating that S106 means that they can only approve a swap if she has family or works in the village. The village she wants to move into is only a mile from where she lives now and comes under the same church parish to which she has direct connections to two out of the three villages.

This also means that the other person cannot swap unless someone from her village wants to swap and that she can't move to the village where my friend lives where she has connections.

Any thoughts of of case law or rights under the housing swap that anyone has would be very useful. Does Housing Law supercede Planning law and why does planning law effect tenancies?

PS we know of a case where someone was given a tenancy with no connections what so ever bar the parish connection.

Thank you and I hope this makes sense.

SFx
Saffronflowers is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 15th August 2008, 18:28   #2 (permalink)
Planner
Gold Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 560
Planner Novitiate
Default Re: S106 reason for refused Housing Assoc Exchange

Section 106 agreements are conditions which are attached to planning applciations which have been granted. They could be for such things a new road, affordable housing, security etc. In this particular case its an occupancy clause i.e. the houses have been built to provide accomodation for village residents.

In theory, if you where given such a house, then the housing association would be in breach of the planning permssion and could face enforcement action.

While a sympathise with your situation, as a planner myself, I know that these conditons are in place for valid reasons. There is a constant shortage or rural housing and housing for residents. The argument is why should someone who has grown up in the village, has lived there all their life and whos family live there, be forced to move somewhere else because no social housing is available because its been given to someone from outside?
Planner is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 26th August 2008, 18:38   #3 (permalink)
Saffronflowers
Gold Account Customer
 
Saffronflowers's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 602
Saffronflowers NovitiateSaffronflowers Novitiate
Default Re: S106 reason for refused Housing Assoc Exchange

UPDATE

Both the other housing association and the local district council have agreed that it is a special circumstance and that due to the locality of both houses and the ancient connection of all three villages that they would allow the exchange to go ahead.

SFx
Saffronflowers is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
help refused housing benefit while on income support poisonivy44 Benefits, Tax Credits and Minimum Wage 6 21st January 2008 12:28
refused repair exchange mantis69 PCWorld 6 12th October 2007 00:12
Operated on for no reason! Sunshine2 The NHS 3 17th August 2007 17:06
Reason to here Koren Welcome to the Consumer Forums 1 13th April 2007 05:59
Is there any reason that I shouldn't do this? aconsumer Capital One 1 21st November 2006 11:47




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.