consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 5th August 2008, 03:02   #1 (permalink)
caramelisedonions
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 4
caramelisedonions Novitiate
Default Adjournment of Trial

I have a trial date for my court case against my LL in a few weeks. But my mental health is very shaky and I don't think my lawyer has defended my case properly. I'm worried about

1)My ability to get through the trial.
2)How I will be affected if I lose.

I would think that after about 6 weeks my situation will have improved and I could stand trial.

I want to have the trial adjourned. It is for an eviction and a counterclaim. Is the judge likely to allow this? I'm pretty sure the other side won't agree. What would the medical evidence have to be?

Many thanks for any advice.

Last edited by caramelisedonions; 5th August 2008 at 03:08.
caramelisedonions is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th August 2008, 15:10   #2 (permalink)
caramelisedonions
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 4
caramelisedonions Novitiate
Default Re: Adjournment of Trial

Anyone?
caramelisedonions is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th August 2008, 01:11   #3 (permalink)
slick132
Site Team
 
slick132's Avatar
Default Re: Adjournment of Trial

Hi CO,

If you have solicitors working for you on this, they should be able to ask the court for an adjournment.

I would think a letter from your GP, or other health care professional who is aware of your current condition, would be sufficient for you or your sol'r to ask for an adj't.

Your concerns about your sol'rs handling of the case is something you will have to raise with the sol'r. Better to do this sooner so you can reslove any issues or, if necessary, instruct a new sol'r.
__________________
Link 1. Reclaim charges guide - http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html
Link 2. Court Bundle Guide - http://www.consumeractiongroup.c o.uk/forum/hsbc-bank/97447-court-bundles-dummies.html?highlight=co urt+bundle+for+dummies
Link 3. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 4. Consumer Health Forums - http://www.consumerhealthforums. com/

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

If I've been helpful, please click my scales.
slick132 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th August 2008, 00:29   #4 (permalink)
caramelisedonions
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 4
caramelisedonions Novitiate
Default Re: Adjournment of Trial

The problem is that the solicitors are legal aid and a bit dodgy. They've messed things up and are trying to talk me out of an adjournment.

I suppose what I really want to know is: what is the likelihood of an adjourment being granted? What is the law the judge will consider and what will help him decide? I cannot get any straight answers from my solicitor and it may be a bit late to change.
caramelisedonions is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th August 2008, 01:01   #5 (permalink)
slick132
Site Team
 
slick132's Avatar
Default Re: Adjournment of Trial

Hi CO's,

You should trust, and be able to work with, your sol'r. If you can't, then you should change them although this may be dificult to do depending on the stage you are at in the proceedings.

If you CAN still work with them, they should take your instructions and seek an adjournment on your behalf. They will confirm how you can best justify this in terms of medical opinion from your GP, etc.
__________________
Link 1. Reclaim charges guide - http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html
Link 2. Court Bundle Guide - http://www.consumeractiongroup.c o.uk/forum/hsbc-bank/97447-court-bundles-dummies.html?highlight=co urt+bundle+for+dummies
Link 3. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 4. Consumer Health Forums - http://www.consumerhealthforums. com/

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

If I've been helpful, please click my scales.
slick132 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Road Traffic Debts House of Commons Adjournment debate 1.00AM Recycler Bailiffs and Sheriff Officers 4 28th March 2007 23:16
Bank charges - Adjournment debate in House of Commons next Tuesday BankFodder Campaign 21 25th January 2007 16:57
Bank charges - Adjournment debate in House of Commons next Tuesday BankFodder General 0 12th January 2007 21:24
Please help - Application for Adjournment crazybob General 3 6th December 2006 09:30




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.