consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Residential and Commercial Lettings

Residential and Commercial Lettings This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 18th July 2008, 19:54   #1 (permalink)
blinkyblinkyblonk
Classic Account Customer
 
blinkyblinkyblonk's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 221
blinkyblinkyblonk Novitiate
Default Housing association help please

Hi not sure if this is the right place but here goes: sorry if it is


I am in a housing association house, I gave notice to quit on the 7th July 2008, having not heard from the housing association i gave them a ring to see if they have actually received my letter today and my housing officer informed me that they had not received the letter. This was posted first class on the 7th July. unfortunately in my haste I have no proof. She said she could take the notice as of the 14th July because if they had had received the letter possibly on the 9th July, they would take it to the next Monday after the letter was received, which is the 14th July. So instead of my tenancy ending on the 3rd August as planned it will now finish a week later which means I will end up owing them a weeks rent.

I would like to ask a bit of advice on this as surely maybe they should take the notice of when the letter was dated or at least when they received it in the office, to which by the way they have no knowledge of. I suppose I cant do anything if they are saying they didnt receive it? She also said they take their tenancies from Monday to Monday?

Anyway she said if I email her the notice then she can take it back to the 14th July 2008, to which I have done.

Im not sure i have a leg to stand on but thought I'd ask anyway, I have a assured tenancy which I knew i had to give 4 weeks notice.
__________________
Halifax preliminary letter sent 17/05/06 charges £2661.00
Bog Standard blah blah blah letter received 22nd May 2006.
received lengthy letter dated 24th May 2006 offering £605 pah!
letter before action sent registered 5th June 2006
letter received in response to lba offering £1801.00 errrrr no ta
court action filed 23rd June 2006
deemed served to bank on25th June 2006
notice of acknowledgement of service has been filed
they intend to defend
7th july received letter PAYING IN FULL!!!

10th July cash deposit £112.58
10th July cash deposit £2869.00


HALIFAX SETTLED IN FULL
blinkyblinkyblonk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th July 2008, 16:17   #2 (permalink)
Kpax
Basic Account Customer
 
Kpax's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jul 2008
Posts: 9
Kpax Novitiate
Default Re: Housing association help please

Hi Blinkyblinkyblonk - I think you should push them on the date of your letter - officially that is the date you gave them notice ? Whether or not they say they received it, I mean what would have happened if you had not rung to check ? You would have moved out presumably and then what ? The HA is already saying even if they had seen the letter they would have been unable to take your notice from the 7th anyway ? This does not sound right - usually rules in tenancy agreements say you must give 4 weeks notice in writing - which you have done - to be pedantic about it the tenancy does not usually say make sure the landlord gets the letter, send it recorded delivery, allow time for it to be delivered etc. So I would be a bit more assertive on this one and state that you have given them the statuatory notice and thats that ?
Kpax is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 19th July 2008, 17:05   #3 (permalink)
MrShed
Platinum Account Customer
 
MrShed's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 4,496
MrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informativeMrShed Highly informative
Default Re: Housing association help please

No...it isnt taken on the "date of the letter". It is taken on two days after postage of the letter, WITH PROOF of such postage.

I think you need to accept the fact that you will need the extra weeks notice.
MrShed is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Housing Association - Can I S.A.R? bonnieday Residential and Commercial Lettings 5 10th October 2008 19:13
housing association matty2303 Residential and Commercial Lettings 5 23rd January 2008 22:00
Freebridge Housing Association joe1965 Residential and Commercial Lettings 0 7th August 2007 00:13
Help need with Housing Association please brokeman Residential and Commercial Lettings 4 16th June 2007 11:13
Housing Association Charges dollies01 Residential and Commercial Lettings 20 28th October 2006 18:23




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.